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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79974 reviews)

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4.90

Based on 79,974 reviews, last reviewed 21st Apr 2026

2690300% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I've been using PayPal for years I've been using PayPal for years and I've always been happy with it. It gives me a few credit options like pay in 3 with no interest which I used load... Read more Reviewed on: 21st April 2026

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79974)

Does good work and classic rates

Does good work and classic rates Reviewed on: 22nd May 2024

Helpful, convenient, and easy to use

They were incredibly helpful during the pandemic. Their customer service was fantastic when someone attempted to scam me. I can't fault them. It's convenient and easy to use. Reviewed on: 22nd May 2024

I’ve used PayPal for many years and PayPal credit fo...

I’ve used PayPal for many years and PayPal credit for the past 2 years or so and have found it easy and convenient. If I’ve had any problems with a seller PayPal have been very supportive by taking the stress out of having to do the chasing up. PayPal credit has been very convenient knowing there’s repayment options to suite each individuals needs Reviewed on: 22nd May 2024

The best tool for big purchases

Spreading the cost can really help you with budgeting. Paypal offers up to 4 months 0% interest free, which can be a very useful tool. It is also very convenient that this offer is not one off but can be used again. Reviewed on: 22nd May 2024

Been amazing when I’ve been a bit short on money a m...

Been amazing when I’ve been a bit short on money a month and needed to order things here and there. Fab! Reviewed on: 22nd May 2024

Always happy with PayPal

I’ve always had a positive experience using PayPal and now having the credit option gives a good level of flexibility for spreading costs to make purchasing more affordable. Reviewed on: 22nd May 2024

No frills 0% finance for 4 months

Easy to split costs of purchase over time with 0% for 4 months. Use it often and never have any issues. Allows me flexibility in how I manage my money and easy to set up direct debits to pay off the balance. Reviewed on: 22nd May 2024

Very useful tool to manage your money

Very useful tool to manage your money Reviewed on: 22nd May 2024

Wicked man, super smoothie transactions

Wicked man, super smoothie transactions Reviewed on: 22nd May 2024

I have never had any problems using PayPal credit an...

I have never had any problems using PayPal credit and whenever I have needed support PayPal customer service has always been brilliant! I would recommend this service to all my family and friends and will carry on using it for as long as I need too. Reviewed on: 22nd May 2024

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