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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732470229933764197 (144733 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144733)

Stellar service

Never had any issues, fantastic and speedy service Reviewed on: 17th April 2026

Thank you for the Exceleng Service

Thank you for the Exceleng Service Reviewed on: 17th April 2026

Easy to use and always up to date information at you...

Easy to use and always up to date information at your fingertips. A running record keeps you informed as to current account balance and repayment details. Reviewed on: 17th April 2026

Clear terms and easy to manage credit

Clear terms and easy to manage credit Reviewed on: 17th April 2026

Paypal makes sending money very easy and protects ba...

Paypal makes sending money very easy and protects bank details being shared with strangers Reviewed on: 17th April 2026

Easy way to pay for short term payments

Easy way to pay for short term payments Reviewed on: 17th April 2026

Paypal is a lifesaver

I’m using PayPal since very long and the offer provided by PayPal is very good. PayPal credit cards is really great. No other credit cards gives 4 months credit on over £90. Reviewed on: 17th April 2026

Good experience, thank you!

Good experience, thank you! Nothing else to say Reviewed on: 17th April 2026

Great way of long term payment & for safe transfers...

Great way of long term payment & for safe transfers of gifts for birthdays & celebrations. Reviewed on: 17th April 2026

Easy to navigate around site and overall positive ex...

Easy to navigate around site and overall positive experience Reviewed on: 17th April 2026

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