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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,226 reviews, last reviewed 21st Apr 2026
2714000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great service got through to agent quickly Always got through to agent quickly and all were polite and helpful Reviewed on: 21st April 2026
Vernon s's avatar
Vernon s

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (80226)

I love paypal and paypal credit I've used it for yea...

5
I love paypal and paypal credit I've used it for years and use it on all my purchases. Reviewed on: 23rd May 2024
Shaun m's avatar
Shaun m

Quick and easy to checkout, always very happy to use...

5
Quick and easy to checkout, always very happy to use PayPal as I feel I have extra protection when shopping online. Reviewed on: 23rd May 2024
Gemma P's avatar
Gemma P

Great product app always functions as it should

5
Great product app always functions as it should Reviewed on: 23rd May 2024
Steve R's avatar
Steve R

Helpful,reliable, pleasant experience

5
Helpful,reliable, pleasant experience Reviewed on: 23rd May 2024
M w's avatar
M w

PayPal credit is quick and Easy!

5
PayPal credit is quick easy and allows you to split larger payments into manageable chunks. Reviewed on: 23rd May 2024
LMat's avatar
LMat

Used for years and never had any issues.

5
Used for years and never had any issues. Convenient and food UX Reviewed on: 23rd May 2024
Woo's avatar
Woo

Great for getting luxury items in controlled way

5
Great for getting luxury items in controlled way Reviewed on: 23rd May 2024
Terry C's avatar
Terry C

Very good credit service no issues

5
Very good credit service no issues Reviewed on: 23rd May 2024
Gytis S's avatar
Gytis S

They are by far the best company to use,they give yo...

5
They are by far the best company to use,they give you upto 4 months free interest…who doesn’t love that??? Reviewed on: 23rd May 2024
Anousha 's avatar
Anousha

I’ve been using PayPal credit for more than 2 years...

5
I’ve been using PayPal credit for more than 2 years and it’s easy to use almost any online store. Most of the time with 0 interest in emi upto 12 months. Best way to pay for EBay Purchases… Customer service is not bad but they did allowed some fake sellers payments via online stores. I lost about £73 once and that is just one instance. Reviewed on: 23rd May 2024
Renuka's avatar
Renuka

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