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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144519 reviews)

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4.73

Based on 144,519 reviews, last reviewed 22nd Jun 2026

4306750% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and great to have 4 months interest free... Easy to use and great to have 4 months interest free on my larger purchases. Easy to pay each month, with reminders of how my my direct debit is going... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144519)

Great and easy to use

PayPal credit is a very quick, great and easy to use service in which you can use just as quickly as paying normally through PayPal and lets you spread the cost for as long as it suits you Reviewed on: 13th June 2022

Best to use and very transparent billings

PayPal credit is best to use with permanent offer for 4 months credit and no charges applied and pay by min. statement due. Reviewed on: 13th June 2022

WoW Awesome product

This is the best credit card service I have seen ever just awesome and easy to use Reviewed on: 13th June 2022

Convenient

PayPal has helped me manage my debt and the interest-free period has been a life saver! Highly recommend Reviewed on: 13th June 2022

Super and thanks again

..Good company with little to no quick decisions Reviewed on: 13th June 2022

Excellent, fast and efficient service

Love using PayPal credit. No issues Reviewed on: 13th June 2022

Outstanding

Outstanding easy to use Always reliable credit line available instantly never had a problem so far has help me handsomely has been critical to me. PayPal credit app is just brilliant a lot of hard work and effort by PayPal definitely I recommend few friends who already joined a bonus point PayPal credit app graphics user interface is excellent definitely a care and thought put in by PayPal Every details are very clearly explained especially the credit agreement Aswel as every term's and conditions finally I'll say no complaints thanks Reviewed on: 13th June 2022

Easy access

I have found that the credit is there when I need it, without having to go through long forms and how reliable it is. Reviewed on: 13th June 2022

Great service all round

Great easy and quick to set up and secure Reviewed on: 13th June 2022

Easy to use

Been using PayPal credit for a couple of years now. Always easy to access and use. Easy to understand Reviewed on: 13th June 2022

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