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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,187 reviews, last reviewed 21st Jun 2026
4291750% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good way to get managed spending works well for me to spread costs a little with while avoiding interest Reviewed on: 21st June 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144187)

Brilliant service and peace of mind!

5
PayPal has always had excellent customer service, never been in a situation where I’ve had any issues resolving refunds or problems with purchases. PayPal credit gives flexibility to spreed the cost within an interest free period which is brilliant to manage budgets for large purchases. Reviewed on: 12th June 2026
Hassan A 's avatar
Hassan A

Look out Europe. Here I come. l.

5
I use my PayPal credit for travel. It ensures that I can always travel at the drop of a hat, by train, plane and coach. Look out Europe here I come. Keeping my PayPal credit in funds me if I'm invited to dine in Paris or Rome I'm there. No fuss. Reviewed on: 12th June 2026
Shirley Good's avatar
Shirley Good

Easy to use

5
Easy to use. App is easy to navigate. Reviewed on: 12th June 2026
Penny T's avatar
Penny T

Long time customer, never had any complaints

5
Long time customer, never had any complaints Reviewed on: 12th June 2026
Mel Tormey's avatar
Mel Tormey

Easy to send and receive money.

5
Helpful, always on hand and easy to send and receive money. Great service. Reviewed on: 12th June 2026
R Thompson's avatar
R Thompson

Fast easy service when it was needed thanks

5
Fast easy service when it was needed thanks Reviewed on: 12th June 2026
Neal 's avatar
Neal

I've used PayPal for years and always recommend them...

5
I've used PayPal for years and always recommend them to my family and friends! Reviewed on: 12th June 2026
Rachel C's avatar
Rachel C

Easy and useful option.

5
If im being completely honest, i think its a handy thing to have, easy payment options and very useful when you want to buy something same moment but dont have extra available funds.. Reviewed on: 12th June 2026
Ilona's avatar
Ilona

I’ve never had any issues.

5
I’ve never had any issues. Overall positive experience. Reviewed on: 12th June 2026
EB's avatar
EB

good options for purchasing.

3
good options for purchasing. flexible options to pay. Reviewed on: 12th June 2026
Darren T's avatar
Darren T

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