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PayPal: PayPal Credit reviews

4.73
Based on 144,142 reviews, last reviewed 21st Jun 2026
4289700% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use Great Service and so easy to use from r many things. I would recommend to anyone and all the family use it. Reviewed on: 21st June 2026
Adam Smith's avatar
Adam Smith

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144142)

Easy to use and no costs incurred to pay off the loa...

5
Easy to use and no costs incurred to pay off the loan before the allocated time. Reviewed on: 12th June 2026

Easy to use

5
Excellent way to spread cost of goods. Easy to make transactions Reviewed on: 12th June 2026

Great professional service, excellent customer servi...

5
Great professional service, excellent customer service when needed and communication too Reviewed on: 12th June 2026

Great service easy to use.

5
Great service easy to use. Customer service is fairly prompt. Reviewed on: 12th June 2026

Great service, so easy to use highly recommended

5
Great service, so easy to use highly recommended Reviewed on: 12th June 2026

Absolutely brilliant quick buying quick paying .

5
Absolutely brilliant quick buying quick paying . Reviewed on: 12th June 2026

Easy to check out

5
Easy to check out when it’s available Reviewed on: 12th June 2026

Good staff interaction with well delivered services

5
Good staff interaction with well delivered services Reviewed on: 12th June 2026

I’m very happy with PayPal Credit.

5
I’m very happy with PayPal Credit. The application process was quick and easy, and everything has been straightforward to manage. Payments are simple to make, and the service has worked exactly as expected. It’s been very convenient for spreading the cost of purchases, and I’ve had a great experience so far. Overall, a reliable and user-friendly service that I would happily recommend. Thank you, PayPal Credit! Reviewed on: 12th June 2026

Hassle free payment option

5
Easy way for payment, without any hassle. And recognised and accepted everywhere..... Reviewed on: 12th June 2026

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