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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,097 reviews, last reviewed 21st Jun 2026
4287650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 Month No Interest Been using for a while and the 4 month no interest on purchases above £90 is great. Reviewed on: 21st June 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (144097)

Always easy to use, good customer service.

5
Always easy to use, good customer service. Reviewed on: 12th June 2026
Karol's avatar
Karol

Never have any problems using PayPal credit.

5
Never have any problems using PayPal credit. Easy to use, easy to see what I can spend and easy to see my balance Reviewed on: 12th June 2026
Philippa R's avatar
Philippa R

Easy and convenient to use

5
Never had any problems easy to use Reviewed on: 12th June 2026
Dan N's avatar
Dan N

I have been using PayPal Credit facilities for a lon...

5
I have been using PayPal Credit facilities for a long time with success and contentment. It’s simple and safe. Never failed me. Reviewed on: 12th June 2026
Stefanka P's avatar
Stefanka P

Always happy to see PayPal!

5
Great payment options and on most sites! Always feel safe when I see PayPal is an option. Reviewed on: 12th June 2026
Ella B's avatar
Ella B

Excellent service

5
Excellent service - very helpful advisors - service easy to use. Reviewed on: 12th June 2026
Carol G's avatar
Carol G

Using PayPal credit is really quick and easy, I trus...

5
Using PayPal credit is really quick and easy, I trust PayPal with all of my purchases and continued to use them throughout the year. I intend to use PayPal Credit for future purchases and would recommend to friends. Reviewed on: 12th June 2026
Ross B's avatar
Ross B

PayPal is good for spreading larger purchases

4
I use PayPal credit all the time, as it keeps money in my own account whilst allowing me to spread payments on large purchases. Reviewed on: 12th June 2026
Sky's avatar
Sky

It’s really nice

5
Everything is amazing about the app. I would recommend to send it a lot of people Reviewed on: 12th June 2026
Nabil Alwany's avatar
Nabil Alwany

Always happy to use PayPal, secure ,fast payment met...

5
Always happy to use PayPal, secure ,fast payment method. Highly recommend. Reviewed on: 12th June 2026
Monika Gruz's avatar
Monika Gruz

Review PayPal: PayPal Credit now

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