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PayPal: PayPal Credit reviews

4.73
Based on 143,381 reviews, last reviewed 20th Jun 2026
4254950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I always look for PayPal for purchases, for the pro... I always look for PayPal for purchases, for the protection it gives. Reviewed on: 20th June 2026
Reb 's avatar
Reb

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143381)

Convenient

5
A useful affordable tool which convenient Reviewed on: 16th April 2026

Easy to use

5
I set this up within minutes and could use my credit straight away. Simple to use, everything is easily directable on the app to pay and make payments. Reviewed on: 16th April 2026

Excellent service

4
Excellent customer service I am very happy used PayPal Reviewed on: 16th April 2026

Been using PayPal for a while so simple and easy to...

5
Been using PayPal for a while so simple and easy to use for payments and especially paying in 3 and the ease of PayPal credit Reviewed on: 16th April 2026

Easy transaction

5
Easy to arrange and helpful for unexpected things Reviewed on: 16th April 2026

PayPal is a convenient payment method, always fast a...

5
PayPal is a convenient payment method, always fast and efficient. PayPal has clear rules and always informs about changes. Customer service always tries to help quickly resolve problems or questions. I recommend PayPal to everyone. Reviewed on: 16th April 2026

All,problems sorted very fast.

5
All,problems sorted very fast. I really recommend Reviewed on: 16th April 2026

Love the speed of transactions.

5
Love the speed of transactions. Excellent and simple app. Immensely intuitive and not complicated. Reviewed on: 16th April 2026

PayPal is a life safer, PayPal as help me in my dad...

5
PayPal is a life safer, PayPal as help me in my dad to day spending Reviewed on: 16th April 2026

I use PayPal for all my eBay purchase as it’s easy a...

5
I use PayPal for all my eBay purchase as it’s easy and secure. I also use the PayPal credit card and debit card because it’s easy to manage and collect the points. The app is good but could be a bit better laid out and easier to navigate. And as I’m sure everyone would want the interest rate on the PayPal credit to be lower but measured against other lenders it’s very reasonable! Reviewed on: 16th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review