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PayPal: PayPal Credit reviews

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4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76991)

They are very good at helping you

5
They are very good at helping you Reviewed on: 17th May 2024
James M's avatar
James M

As times are hard with many families, ours included,...

5
As times are hard with many families, ours included, still struggling in this hard financial times its such a relief to know that PayPal credit is there when needed. I make sure I make payments when I can. Reviewed on: 17th May 2024
Maria 's avatar
Maria

Good service to use, I like it.

5
Good service to use, I like it. I will recommend it to friends and family Reviewed on: 17th May 2024
Abosede T's avatar
Abosede T

The allocation of funds is confusing

3
The allocation of funds is confusing when you reduce your outstanding balance. Also the amount and date when interest is due is very confusing. The date interest is said to start is not clear at all. Reviewed on: 17th May 2024
Ali W's avatar
Ali W

Paypal is excellent

5
Easy too use, able to send money anywhere in the world, excellent service Reviewed on: 17th May 2024
Yvette L's avatar
Yvette L

It help me.

5
It help me. PayPal is there for me Reviewed on: 17th May 2024
Jayne Derry 's avatar
Jayne Derry

PayPal is very user friendly and the PayPal credit o...

5
PayPal is very user friendly and the PayPal credit option is great when you need a helping hand. I really feel my privacy and data is secure when using PayPal. The security is top notch. Reviewed on: 17th May 2024
Chris w's avatar
Chris w

Very satisfied

5
it is a very good and useful app Reviewed on: 17th May 2024
Mihaela T's avatar
Mihaela T

Flexibility on payment

5
I always use paypal credit for majority of my purchase as it gives me flexibility to pay. Reviewed on: 17th May 2024
Jane L's avatar
Jane L

There pay in three has literally saved my life.

5
There pay in three has literally saved my life. It makes things easier if I can’t afford my food shopping all at once . So I love PayPal I’ll be using it all the time , Reviewed on: 17th May 2024
Lorien G's avatar
Lorien G

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