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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77098)

Best service for payment slowly.

5
Best service for payment slowly. Gives you breathing space Reviewed on: 17th May 2024
Mas's avatar
Mas

Paypal is great as I get to use my Amex as an option...

5
Paypal is great as I get to use my Amex as an option at checkout. It's so convienient and safe. I like getting offers too. Reviewed on: 17th May 2024
D15364's avatar
D15364

I feel secure with my purchases when using PayPal an...

5
I feel secure with my purchases when using PayPal and confident my money is safe Reviewed on: 17th May 2024
Thomas R's avatar
Thomas R

I always use PayPal for many regular payments and I...

5
I always use PayPal for many regular payments and I use the pay in 3 credit facility. Just about to use PayPal credit 4 month delayed payment. All excellent. Reviewed on: 17th May 2024
Christine W's avatar
Christine W

Awais Review

5
Best credit. Flexible and multintegration is the best. Reviewed on: 17th May 2024
Awais k's avatar
Awais k

Been a brilliant tool to make bnpl purchases so help...

5
Been a brilliant tool to make bnpl purchases so helpful for a family especially during tye current climate Reviewed on: 17th May 2024
Jon 's avatar
Jon

It was a wonderful experience.

5
It was a wonderful experience. Speedy and efficient customer service Reviewed on: 17th May 2024
Jadesola O's avatar
Jadesola O

Always used pay pal for years excellent service prov...

5
Always used pay pal for years excellent service provider Reviewed on: 17th May 2024
Nigel 's avatar
Nigel

Such a convenient way to pay for things and nobody g...

5
Such a convenient way to pay for things and nobody gets your credit or debit card details. So easy to link to either your debit card, credit card or bank account and then its up to you which you decide to use - that simple. Reviewed on: 17th May 2024
Bob Cooper's avatar
Bob Cooper

Always a good experience.

5
Always a good experience. I like the option of 4 months on larger items. Reviewed on: 17th May 2024
Sheila Y's avatar
Sheila Y

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