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PayPal: PayPal Credit reviews

4.73
Based on 143,469 reviews, last reviewed 20th Jun 2026
4259100% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy app to use and great options for finance... Very easy app to use and great options for finance Reviewed on: 20th June 2026
Anna 's avatar
Anna

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143469)

Amazing service

5
Always used PayPal great app and great safety Reviewed on: 16th April 2026

A great experience all round.

5
A great experience all round. Nothing to worry about!! Reviewed on: 16th April 2026

I'm satisfied with paypals service

4
At the moment I'm satisfied with paypals service Reviewed on: 16th April 2026

Have used PayPal for years and have had minimal issues.

5
Have used PayPal for years and have had minimal issues. Reviewed on: 16th April 2026

I have never had any problems with PayPal and it kee...

5
I have never had any problems with PayPal and it keeps my information safe Reviewed on: 16th April 2026

Always changing for the better!

5
I have used PayPal for years now and they get better and better all the time. Always coming up with new things and making my life easier when making payments. I can also use pay in 3 which I love and it’s easy to make payments. Reviewed on: 16th April 2026

All great

5
All great and excellent service. I would recommend this service to anyone Reviewed on: 16th April 2026

Always been really good, dealing with payment disput...

5
Always been really good, dealing with payment disputes and responding quickly to any query that I have had. Reviewed on: 16th April 2026

I have used PayPal for over 25 years.

5
I have used PayPal for over 25 years. They offer a reliable service with excellent customer service. The odd time I have had an issue they resolve it quickly without fuss and they aren't invisible you can speak to a real person. Recentyni have used PayPal in 3 and PayPal Credit to spread costs and again they are excellent offerings. Reviewed on: 16th April 2026

I always have the best experience with PayPal!

5
I always have the best experience with PayPal! Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review