Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 77,290 reviews, last reviewed 19th Apr 2026
2442500% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit card provider. Best credit card provider. High recommended Reviewed on: 19th April 2026
Bartosz B's avatar
Bartosz B

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77290)

Pleasant and stress free shopping with PayPal

5
I’ve always had very smooth and trouble free transactions when using PayPal. I’ve never had reason to complain and am very happy with purchasing goods in this way. Payment options suit me as a pensioner, as it’s just click and wait for delivery. No hassle Reviewed on: 17th May 2024

PayPal review

4
Very easy to set up and good communication - unable to score on customer service as never needed to contact them Reviewed on: 17th May 2024

Very useful, Excellent service, Thanks.

5
Very useful, Excellent service, Thanks. Reviewed on: 17th May 2024

I value the PayPal customer support

5
Easy to use, if there's a problem with the seller, PayPal will step in to help resolve it. Buying with PayPal gives me more confidence when buying online. Reviewed on: 17th May 2024

I use PayPal and PayPal credit on daily basis.

5
I use PayPal and PayPal credit on daily basis. It’s my preferred way to pay, I feel safe using the service and am able to pay off whenever I want without the stress. Reviewed on: 17th May 2024

Outstanding service and communication skills and tru...

5
Outstanding service and communication skills and trustworthy and helpful a real pleasure Reviewed on: 17th May 2024

I use PayPal for everyday purchases.

5
I use PayPal for everyday purchases. I find it convenient to make purchases on PayPal credit so I can pay a single monthly payment and keep track on my spending. Reviewed on: 17th May 2024

Easy to use

5
Easy to use, good communication and fair terms. Reviewed on: 17th May 2024

Very reliable and convenient.

5
Very reliable and convenient. Good and friendly customer service Reviewed on: 17th May 2024

i like this service .

5
i like this service . very helpful Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review