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PayPal: PayPal Credit reviews

4.73
Based on 143,508 reviews, last reviewed 20th Jun 2026
4260850% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a very secure way for me to buy on line and co... It's a very secure way for me to buy on line and convenient and I usually use the 3 month spread the cost on higher cash purchases. Reviewed on: 20th June 2026
Donna M's avatar
Donna M

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143508)

Amazing recovery of funds

5
My account had been compromised and some fraudsters had set up a facebook payment scam, who had taken my account from 0 to maxed out limit within a week discreetly. I notified paypal of this problem and they were very helpful and reassuring when it came to supporting me through this traumatic time. Reviewed on: 16th April 2026

Flexible payment options help out

5
Flexible credit options like Pay-in-3 help take the sting out of medium to large purchases. The growing integration with many retailers at check-out provides options without the hassle of bank applications or costs of credit cards. Reviewed on: 16th April 2026

Never had any issues.

5
Never had any issues. Having 4 months interest free is great! Reviewed on: 16th April 2026

Quick and convenience to pay for goods

4
Quick and convenience to pay for goods Reviewed on: 16th April 2026

Never a problem.

5
Never a problem. Love all the features available Reviewed on: 16th April 2026

All excellent experience from pay pal nothing bad to...

5
All excellent experience from pay pal nothing bad to say. Reviewed on: 16th April 2026

Pay pal is very easy to use.

5
Pay pal is very easy to use. I will definitely recommend it. Reviewed on: 16th April 2026

Very easy to use.

5
Very easy to use. Safe and secure transaction. Reviewed on: 16th April 2026

I love PayPal credit.

5
I love PayPal credit. Honestly changed my life Reviewed on: 16th April 2026

Quick and easy to make purchases

5
Quick and easy to make purchases Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review