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PayPal: PayPal Credit reviews

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4.90
Based on 77,394 reviews, last reviewed 19th Apr 2026
2452300% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Purchase in confidence! Inspires confidence to make purchases knowing that you’re protected. Reviewed on: 19th April 2026
Alan M's avatar
Alan M

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77394)

PayPal Credit has enabled me to buy relatively rare...

5
PayPal Credit has enabled me to buy relatively rare musical equipment when it has come up for sale, and spread the cost. Reviewed on: 17th May 2024
Stuart M's avatar
Stuart M

Very reliable and fast.

5
Very reliable and fast. I have always used PayPal credit to purchase very expensive products and I am happy because they have always approved my payments. Very reliable and easy. Customer service is top notch. Reviewed on: 17th May 2024
Sashah's avatar
Sashah

Interest Free Payments (If paid within the time)

5
Have used PayPal credit numerous times to pay for things allowing me to spread that cost over the 4 months to pay it back in more manageable payments without any interest Reviewed on: 17th May 2024
Gavin G's avatar
Gavin G

I've been using PayPal for many years now and i have...

5
I've been using PayPal for many years now and i haven't have a bad experience. I use my credit when i need and pay in time. Fantastic 4month interest free. Overall im happy so far. Reviewed on: 17th May 2024
Albani Doga's avatar
Albani Doga

Very convenient way to shop online

5
Very convenient with added security from PayPal. 0% for 4 months is fantastic and a competitive interest rate going past that. Reviewed on: 17th May 2024
Remzi's avatar
Remzi

Great customer service

5
Customer service is great ,and always helpful.Thank you Reviewed on: 17th May 2024
Ferns's avatar
Ferns

Always found PayPal to be an easy and trustworthy se...

5
Always found PayPal to be an easy and trustworthy secure way to pay for items . Reviewed on: 17th May 2024
Martin T's avatar
Martin T

Champions of Interest Free Credit

5
Most efficient credit providers. The pay in 3 interest free offer is perfect, easy to set up and the rest is all done by PayPal. The pay in 4 interest free works perfectly, it’s easier to pay £400 in 4 x £100 over 4 moths than in a lump sum and it gathers no interest. Reviewed on: 17th May 2024
Bazatop's avatar
Bazatop

Simple, convenient

5
Simple, convenient, effortless so easy to pay for items using PayPal credit Reviewed on: 17th May 2024
Michelle w's avatar
Michelle w

Very easy to use, trustworthy and not too complicated.

5
Very easy to use, trustworthy and not too complicated. Reviewed on: 17th May 2024
Becky 's avatar
Becky

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