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PayPal: PayPal Credit reviews

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4.90
Based on 77,501 reviews, last reviewed 19th Apr 2026
2462000% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service always and I appreciate interest free d... Good service always and I appreciate interest free deals Reviewed on: 19th April 2026
John T's avatar
John T

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77501)

Easy, Convenient credit

4
Makes it easy for me to get tools for work without the outlay of a large upfront cost. Easy to use and options for interest free credit make it a must for anyone needing something but don't have the initial upfront cost. The app makes it easy to keep track of spending and also allows you to make payments as and when needed. Reviewed on: 17th May 2024
George Barrow's avatar
George Barrow

So grand.

5
So grand. So great. Its PayPal credit I rate Reviewed on: 17th May 2024
Frogs Abuse's avatar
Frogs Abuse

Very easy to use and plenty options how to pay

5
Very easy to use and plenty options how to pay Reviewed on: 17th May 2024
daystate safari. 22's avatar
daystate safari. 22

Always nice to have a little backup and very helpful...

4
Always nice to have a little backup and very helpful when a problem arises. Reviewed on: 17th May 2024
Rheashi's avatar
Rheashi

Good service and good customer care.

5
Good service and good customer care.. Reviewed on: 17th May 2024
Chaudhary's avatar
Chaudhary

Much more secure way to pay!

5
Much more secure way to pay rather than giving out your bank or credit card details to all and sundry, I have used PayPal for years and highly recommend, also good deals of NO interest payments. Reviewed on: 17th May 2024
Stephen martin owen's avatar
Stephen martin owen

Best money protection !

5
Best money protection ! The only way to buy without fear of being scammed. Reviewed on: 17th May 2024
MIRCEA BALAN's avatar
MIRCEA BALAN

Trusted from day one.

5
You just know that you can trust PayPal Credit to get it done. Reviewed on: 17th May 2024
Chat's avatar
Chat

Never had issues with PayPal or PayPal credit.

5
Never had issues with PayPal or PayPal credit. Reviewed on: 17th May 2024
Eddykent's avatar
Eddykent

PayPal wouldn’t be without it.

5
Whenever I can, I always use PayPal Pay in four months as it spreads the cost very convenient for my needs. Reviewed on: 17th May 2024
Kirk M's avatar
Kirk M

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