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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,581 reviews, last reviewed 20th Jun 2026
4264050% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issue, fast & convenient, also easy to... Never had any issue, fast & convenient, also easy to use Reviewed on: 20th June 2026
Danielle D's avatar
Danielle D

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (143581)

Easy to navigate ,stress free and easy to understand

5
Easy to navigate ,stress free and easy to understand Reviewed on: 16th April 2026
Wadey's avatar
Wadey

I’ve always found it easy to make purchases using pa...

5
I’ve always found it easy to make purchases using pay pal’ i’va been using it for years now. Making payments is always easy and i would recomend to anyone. Reviewed on: 16th April 2026
Amanda j's avatar
Amanda j

Good service all round and very responsive whenever...

5
Good service all round and very responsive whenever engaged Reviewed on: 16th April 2026
Dave Munroe's avatar
Dave Munroe

PayPal credit is a very easy way to spread the cost...

5
PayPal credit is a very easy way to spread the cost of online purchases over £100. You've got 4 months with 0% which helps a lot to get the money to pay back in time Reviewed on: 16th April 2026
Y M's avatar
Y M

Very good, excellent.

5
Very good, excellent. Would recommend Reviewed on: 16th April 2026
Mark R's avatar
Mark R

Credit, protection and speed

5
PayPal credit was very helpful and accepted by many retailers and offered ideal repayment plans. PayPal as a service is very useful especially offering buyer protection on domestic and international purchases Reviewed on: 16th April 2026
Daniel 's avatar
Daniel

Very good service and customer service

5
Very good service and customer service Reviewed on: 16th April 2026
Yoel Mildestein Gonzalez's avatar
Yoel Mildestein Gonzalez

THE BEST ALROUNDER FOR MY NEEDS

5
I use paypal credit because it allows me to make perchases at my convieience instead of waiting for payday etc. I can set my repayment to a level thats comfortable for me and i have the added protection of paypals buyer protection policy. Reviewed on: 16th April 2026
Geoff Bargery's avatar
Geoff Bargery

Ive found paypal incredibly useful for making purcha...

5
Ive found paypal incredibly useful for making purchases. What really stands out is how easy it can split the costs. Overall its a great tool if you regularly split costs or want more control over how you pay for things. Reviewed on: 16th April 2026
Farida's avatar
Farida

Efficient service,easy money transfers, customer ser...

5
Efficient service,easy money transfers, customer service staff have been very helpful when I've needed them. Reviewed on: 16th April 2026
PB's avatar
PB

Review PayPal: PayPal Credit now

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