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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,626 reviews, last reviewed 19th Apr 2026
2474000% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel totally confident when using PayPal, No fear... I feel totally confident when using PayPal, No fear of scammers and always excellent customer service regarding any issue or query I might have, Flex... Read more Reviewed on: 19th April 2026
Myb's avatar
Myb

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77627)

It’s so good and convenient every time I buy something.

5
It’s so good and convenient every time I buy something. Reviewed on: 17th May 2024
Sowmya H's avatar
Sowmya H

It's really handy and easy and faster then any other...

5
It's really handy and easy and faster then any other financial services I'm really happy with them Reviewed on: 17th May 2024
Rimon Ahmed's avatar
Rimon Ahmed

Easy to use and manage using the app.

5
Easy to use and manage using the app. Reviewed on: 17th May 2024
Trevor M's avatar
Trevor M

Always helpful and on call when needed you guys wore...

5
Always helpful and on call when needed you guys wore quick to answer and act Reviewed on: 17th May 2024
Sara a's avatar
Sara a

Best company ever.

5
PayPal gave me credit when no other would. They are very secure and have helped with any concerns and in the past with scam websites. They provide an additional layer of protection which shopping which is always excellent Reviewed on: 17th May 2024
Maurice's avatar
Maurice

When I had a problem with a purchase I was able to g...

4
When I had a problem with a purchase I was able to get credit back at least. The customer service could be better as when I called up a few times, some people where better at helping than others. Overall the service was good, but it would be nice if it was more consistent. Reviewed on: 17th May 2024
Phair's avatar
Phair

Excellent and convenient way to buy online

5
Excellent and convenient way to buy online without splashing out all the money at once.. I have been using PayPal credit for a while and had zero problems with my purchases..You can set up a direct debit to pay your monthly bill or pay on the website when payment is due .. buying from eBay is so much simpler with PayPal credit Reviewed on: 17th May 2024
Steve G.'s avatar
Steve G.

Great for buying

5
Pp credit is a great way of buying if you know that you will have the money in the future Reviewed on: 17th May 2024
Spraf 's avatar
Spraf

PayPal is safe, I feel safe when using it.

5
PayPal is safe, I feel safe when using it. PayPal credit is fair, the interest rates are very reasonable, there's no other way for me. Reviewed on: 17th May 2024
Stuart H's avatar
Stuart H

Free for 3 months and easy to use.

5
Free for 3 months and easy to use. There when you need to use it. Offsets larger purchases as we're on pensions only. Reviewed on: 17th May 2024
Stephen P's avatar
Stephen P

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