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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,002 reviews, last reviewed 15th Jun 2026
4101550% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and handy to be able to use it most plac... Easy to use and handy to be able to use it most places and pay over time. Reviewed on: 15th June 2026
Lozzzzz's avatar
Lozzzzz

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (140002)

I have been with Paypal since 3 years now.

5
I have been with Paypal since 3 years now. It gave me a chance to feel freedom to have luxury and yet paying in chunks. I Reviewed on: 15th April 2026
SYED's avatar
SYED

Easy to use and PayPal is always there when you need...

5
Easy to use and PayPal is always there when you need them Reviewed on: 15th April 2026
John Dodd's avatar
John Dodd

Fast and easy

5
Easy to set up online. Quick and easy to make regular payments and keep on top of whats been paid. Reviewed on: 15th April 2026
J W's avatar
J W

Very reliable payment system and safe and very fast...

5
Very reliable payment system and safe and very fast transaction Reviewed on: 15th April 2026
gurpreet.singh.1@outlook.com's avatar
[email protected]

It is helpful to make payments online, makes it quic...

4
It is helpful to make payments online, makes it quicker and easier. As long as I have my login details, I don't need to look for my card details as they are already saved. Reviewed on: 15th April 2026
Meloney R's avatar
Meloney R

PayPal to manage money

5
I use PayPal to manage my money to pay for goods, I make sure I don’t have to pay any interest or charges, it’s very useful. Reviewed on: 15th April 2026
Melsann's avatar
Melsann

0% interest over 12 months?

5
0% interest over 12 months? No brainer really. I've had it for a while now and it does come in handy, especially as now there are even more sites that are capable of using it as well. Reviewed on: 15th April 2026
Chris Paterson's avatar
Chris Paterson

Used Paypal for 8 years, and see no alternative.

5
I had been a user of Paypal for a few years before I applied for credit. It was just to buy a new oven I think. The lack of interest for a few months on expensive purchases was a godsend and I've never felt particularly pressured or harassed by them regarding repayment. All the information you need to know is easy to see and access and the overall lack of obfuscation is one of its big advantages (I've seen ) over alternatives. Paypal's versatile and pretty much accepted anywhere plus the options you have when it comes to how/when you spend your money is much appreciated. When I've needed a shop or indulgence (such as a really expensive gaming PC I got myself for my birthday last year) it came in clutch. Would heartily recommend Paypal/Paypal credit to people. Reviewed on: 15th April 2026
Locke H's avatar
Locke H

It’s very convenient to use.

5
It’s very convenient to use. And will allow you a lot of options to choose how to pay Reviewed on: 15th April 2026
Gian's avatar
Gian

Canusually get hold of someone if I have a dispute

5
Canusually get hold of someone if I have a dispute Reviewed on: 15th April 2026
Sharron Longley 's avatar
Sharron Longley

Review PayPal: PayPal Credit now

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