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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,128 reviews, last reviewed 15th Jun 2026
4107400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way of being able to spread costs or purchase... Great way of being able to spread costs or purchase before payday Reviewed on: 15th June 2026
Taylor S's avatar
Taylor S

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (140128)

Simple and convenient.

5
Simple and convenient. Easy to select payment options. Reviewed on: 15th April 2026
Vicki M's avatar
Vicki M

Allwa,s easy to use it and easy to calculate and pay...

5
Allwa,s easy to use it and easy to calculate and pay back Reviewed on: 15th April 2026
Zolire's avatar
Zolire

Great support use paypal for everything now great su...

5
Great support use paypal for everything now great support and keeps my money safe Reviewed on: 15th April 2026
Scott G's avatar
Scott G

I nearly got scammed and the customer services team...

5
I nearly got scammed and the customer services team member stopped it before it happened and helped me identify what to watch out for. Payments are easy and transparent, PayPal Credit has helped me in a few tight spots as a single mother, for example to buy oil for our heating. The App is easy to use and payments are easy to make. Highly recommend! Reviewed on: 15th April 2026
Lana's avatar
Lana

Everything it's easy and simple, so convenient and r...

5
Everything it's easy and simple, so convenient and reliable. Reviewed on: 15th April 2026
Takemore Komadzina's avatar
Takemore Komadzina

Easy process

5
Simple process to follow with instant decision and easy repayments Reviewed on: 15th April 2026
K R's avatar
K R

Great deals on credit, zero interest or pay in three

5
Great deals on credit, zero interest or pay in three Reviewed on: 15th April 2026
Garry D's avatar
Garry D

PayPal services are the most popular way to pay your...

5
PayPal services are the most popular way to pay your bills, I really find it helps me to keep my money safe Reviewed on: 15th April 2026
Tawil 's avatar
Tawil

I’ve had a very positive experience using PayPal.

5
I’ve had a very positive experience using PayPal. It’s a convenient and easy-to-use platform that makes sending and receiving money simple, whether for personal use or business transactions. I especially appreciate how quickly payments are processed and how widely accepted PayPal is across different websites and services. Overall, I’m satisfied with PayPal and would recommend it to others looking for a reliable and secure online payment service. Reviewed on: 15th April 2026
Massimo G's avatar
Massimo G

Always easy to use and I know I am protected

5
Always easy to use and I know I am protected Reviewed on: 15th April 2026
Tammy S's avatar
Tammy S

Review PayPal: PayPal Credit now

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