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PayPal: PayPal Credit reviews

4.90
Based on 76,844 reviews, last reviewed 19th Apr 2026
2400100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal easy and straightforward. I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026
Mandy C's avatar
Mandy C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76844)

Pay with peace of mind.

5
PayPal gives me piece of mind when paying on line & being able to spread the cost is also a bonus if needed. Reviewed on: 16th May 2024

Excellent company I would recommend this company to...

5
Excellent company I would recommend this company to anyone! Reviewed on: 16th May 2024

I find PayPal to be very flexible, easy to send and...

5
I find PayPal to be very flexible, easy to send and receive money, trust worthy site to pay third part companies and offer fair credit deals which are affordable and consumer friendly. It's easy to view what has come out of your account and easy to dispute things you are unsure of, I have also had no problems when cancelling a subscription or seeking a refund. Reviewed on: 16th May 2024

I have a very good experience with pay pal credit sy...

5
I have a very good experience with pay pal credit system and online shopping know I feel secure Reviewed on: 16th May 2024

Title: Seamless and Secure PaymentsReview:PayPal...

5
Title: Seamless and Secure Payments Review: PayPal is my trusted choice for online payments. It's incredibly easy to use, and I love the peace of mind knowing my transactions are always secure. Highly recommend! Reviewed on: 16th May 2024

Excellent service provider.

5
Excellent service provider. Always helpful costumer service. Reviewed on: 16th May 2024

Recommend to everyone

5
Customer service is very helpful and you can use PayPal for everything and the interest is small. Love it! Recommend to everyone Reviewed on: 16th May 2024

Paypal is credit is good for purchasing online but t...

5
Paypal is credit is good for purchasing online but there is very less information about how to use the credit in complex situations. There must be a balance transfer feature or a physical card. Reviewed on: 16th May 2024

Excellent concept, great way to pay and not having t...

5
Excellent concept, great way to pay and not having to type card number all the time, such a quick payment method. Reviewed on: 16th May 2024

been using paypal since very early days

5
never had any serious issues, and whenever problems popped up, it was down to merchants-and paypal was ready to assist Reviewed on: 16th May 2024

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