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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,214 reviews, last reviewed 15th Jun 2026
4111150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No 1 market leader for me! Trusted, professional company ,friendly customer service. My go to for big purchases to pay in 3! Reviewed on: 15th June 2026
Donna R's avatar
Donna R

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140214)

Excellent experience I had with PayPal credit card

5
Excellent experience to use my card Reviewed on: 15th April 2026
muzi s's avatar
muzi s

Mixed responses

4
Mixed. Not necessarily the easiest to navigate or find answers Reviewed on: 15th April 2026
Char's avatar
Char

I use a range of PayPal services to buy online and a...

5
I use a range of PayPal services to buy online and am aways surprised with their efficiency whenever I have a problem or query. Reviewed on: 15th April 2026
Tx's avatar
Tx

Excellent service, quick and easy decision.

5
Excellent service, quick and easy decision. Great reminder emails to stay on track with money and repayments. Reviewed on: 15th April 2026
Gaby A's avatar
Gaby A

Bought samsung phone s26 ultra and very good experie...

4
Bought samsung phone s26 ultra and very good experience with paypal Reviewed on: 15th April 2026
Sheban a's avatar
Sheban a

Reliable, Efficient and Effective service

5
Reliable, Efficient and Effective service Reviewed on: 15th April 2026
Zak O's avatar
Zak O

Customer service allways been helpful when needed an...

5
Customer service allways been helpful when needed and efficient. Can't complain. I wish payment would go through quicker when paying PayPal credit, so it shows quicker in my bank account, because sometimes I forget and spend money meant for PayPal. Reviewed on: 15th April 2026
Gemma G's avatar
Gemma G

No fuss easy to use and great for smaller purchases...

5
No fuss easy to use and great for smaller purchases Reviewed on: 15th April 2026
William R's avatar
William R

Excellent service.

5
Excellent service. A great selection of payment options Reviewed on: 15th April 2026
Tristan Toms's avatar
Tristan Toms

Secure and Convenient

5
⸻ I’ve had a very positive experience using PayPal. The platform is easy to use, secure, and reliable for both sending and receiving money. Transactions are usually quick, and I appreciate the buyer protection, which gives me extra confidence when shopping online. The app is also convenient and well-designed. Overall, PayPal is a trusted service that I would recommend for everyday payments and online purchases. Reviewed on: 15th April 2026
Jannah's avatar
Jannah

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