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PayPal: PayPal Credit reviews

4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76991)

There has been significant improvements since I star...

5
There has been significant improvements since I started using it Reviewed on: 16th May 2024

Amazing helpful

5
Always helpful and understanding Reviewed on: 16th May 2024

Holiday Payment

5
I used paypal credit to pay for mine and my partners first trip away. With us both having other individual holidays booked for the year it worked a treat! I would 100% use paypal credit. No payments taken without warning and the ease of paying when you have the money in the bank. Very simple to manage and brilliant customer service. Reviewed on: 16th May 2024

Long term customer

5
Used PayPal for a long time and I think it’s a very good, trustworthy account Reviewed on: 16th May 2024

Easy for transactions payments etc

5
Easy for transactions payments etc Reviewed on: 16th May 2024

PayPal credit is reliable, secure and convenient.

5
PayPal credit is reliable, secure and convenient. Pay in 3 installment and pay 4 months without interest make life more convenient. Reviewed on: 16th May 2024

Quick and easy.

5
Paying with PayPal credit is always easy and straightforward. Reviewed on: 16th May 2024

Amazing great company, would recommend to anyone

5
Amazing great company, would recommend to anyone Reviewed on: 16th May 2024

PayPal credit is super!

5
PayPal credit is super easy to use, reliable customer service and great value for money. Reviewed on: 16th May 2024

More instant payments please.

4
I like using PayPal but would like more instant payments whe I make a payment instead of it taking a few days. Reviewed on: 16th May 2024

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