Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140267 reviews)

View other PayPal products

4.73

Based on 140,267 reviews, last reviewed 16th Jun 2026

4113650% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I really enjoyed the way paid everything so easy I really enjoyed the way paid everything so easy Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (140267)

I've used PayPal for years.

I've used PayPal for years. It’s convenient, widely accepted, and offers great buyer protection. Refunds are handled smoothly, and payments take just one click. Reviewed on: 15th April 2026

Great experience I recommend it Very happy with the...

Great experience I recommend it Very happy with the service Reviewed on: 15th April 2026

Good and clear interest charges.

Good and clear interest charges. Lots of interest free financing. Reviewed on: 15th April 2026

Good experience will definitely recommend

Good experience will definitely recommend Reviewed on: 15th April 2026

PayPal is great way to pay for goods and services bo...

PayPal is great way to pay for goods and services both credit and debit are very straightforward and easy to use Reviewed on: 15th April 2026

Don't need to worry about paying anything

Don't need to worry about paying anything Reviewed on: 15th April 2026

Easy to use and access

Easy to use and access - my first choice every time Reviewed on: 15th April 2026

Customer care should have more fast

Customer care should have more fast and A. I like answer. Reviewed on: 15th April 2026

Easy to use and quick to help if you get stuck or fi...

Easy to use and quick to help if you get stuck or find a problem. Reviewed on: 15th April 2026

I can rely on PayPal every time.

I can rely on PayPal every time. Trusted, great offers, and accepted by almost everyone. Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71420 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub