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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,273 reviews, last reviewed 16th Jun 2026
4113950% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended Good service, always there when you need it Reviewed on: 16th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140273)

4 months 0% credit.

5
4 months 0% credit. V secure.. helped me a lot Reviewed on: 15th April 2026
Ibo's avatar
Ibo

Easy dealing with PayPal, efficient and quick resolu...

5
Easy dealing with PayPal, efficient and quick resolution Reviewed on: 15th April 2026
Christine R's avatar
Christine R

Pay in 3 is greatly helpful especially during this c...

5
Pay in 3 is greatly helpful especially during this cost of living difficulty. Spreading this over three months allows projects to happen without immediate budget impacts Reviewed on: 15th April 2026
Chandrakant Patel's avatar
Chandrakant Patel

Safety is key..

5
Any queries or concerns are dealt with expediently and professionally. Customer services second to none and my money and transactions provide me safety and security. Reviewed on: 15th April 2026
Laura L's avatar
Laura L

Been with PayPal for quite a while now and always u...

5
Been with PayPal for quite a while now and always use pay in 3. Helps me out greatly. It’s a no brainier for me. Reviewed on: 15th April 2026
Keith Robinson's avatar
Keith Robinson

Safe payment system help online or phone if needed.

5
Safe payment system help online or phone if needed. You can also split into monthly payments which is really handy. Reviewed on: 15th April 2026
Samantha Smith's avatar
Samantha Smith

Straightforward app, no fuss.

5
Straightforward app, no fuss. Great option to complete purchases and keeps an eye on the finances. Reviewed on: 15th April 2026
Charlene O's avatar
Charlene O

Pay pal have been very quick to respond to enquiries...

5
Pay pal have been very quick to respond to enquiries and deal with any issues. They are punctual with payments, well organised and always get a quick answer. Reviewed on: 15th April 2026
Stephanie L's avatar
Stephanie L

Quick and Efficient

5
Quick and efficient method for making online payments Reviewed on: 15th April 2026
Bob N's avatar
Bob N

Works world wide without any problem

5
Works world wide without any problem Reviewed on: 15th April 2026
Naomi O's avatar
Naomi O

Review PayPal: PayPal Credit now

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