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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77098)

Exciting times & super easy & simple to use

5
Exciting times & super easy & simple to use Reviewed on: 16th May 2024
Alex B's avatar
Alex B

PayPal credit is great, quick and straight forward.

5
PayPal credit is great with some retailers offering 0%, with a quick response on whether you have been accepted. I would definitely recommend. Reviewed on: 16th May 2024
Mark S's avatar
Mark S

Its very easy to use and I have had no issues, custo...

5
Its very easy to use and I have had no issues, customer support have been great with any issues and i cannot complain about anything. Reviewed on: 16th May 2024
Brandon S's avatar
Brandon S

PayPal is always there as a payment options.

5
PayPal is always there as a payment options when you need them Reviewed on: 16th May 2024
mjf1001's avatar
mjf1001

Not bad at all.

4
Not bad at all. Easy to navigate Reviewed on: 16th May 2024
Mac's avatar
Mac

Just works, never had any issues

5
Just works, never had any issues Reviewed on: 16th May 2024
Joe C's avatar
Joe C

Very good

5
Dealing with my dispute very fairly Reviewed on: 16th May 2024
Sana J's avatar
Sana J

Hidden fees and rolling self generating expenses

4
Hidden fees and rolling self generating expenses Reviewed on: 16th May 2024
zed's avatar
zed

Paypal is an excellent company

5
You can easily apply for PayPal credit. It makes the products more affordable as they don’t charge any interest until 4 months have passed. Its easy to set up a direct debit so you don't miss any payments. Reviewed on: 16th May 2024
Fareeda's avatar
Fareeda

Very good I use PayPal for needs easy to use

4
Very good I use PayPal for needs easy to use Reviewed on: 16th May 2024
kal j's avatar
kal j

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