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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77190 reviews)

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4.90

Based on 77,190 reviews, last reviewed 19th Apr 2026

2433100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service and accepted everywhere Great service and accepted everywhere Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77190)

Good customer care , accessible, convenient and easy...

Good customer care , accessible, convenient and easy to use. Acceptable every where Reviewed on: 16th May 2024

PayPal credit is extremely easy and convenient to use!

PayPal credit is extremely easy and convenient to use! It’s my go to payment for almost everything! Customer service was excellent when assistance was required regarding a potentially fraudulent payment. Reviewed on: 16th May 2024

Best customer service and safe money transfer and on...

Best customer service and safe money transfer and online shopping as well Reviewed on: 16th May 2024

Always use PayPal credit, reliable and easy to get i...

Always use PayPal credit, reliable and easy to get in touch with. Reviewed on: 16th May 2024

Easy payment options brilliant app and straight forw...

Easy payment options brilliant app and straight forward borrowing pay in 3 credit ect Reviewed on: 16th May 2024

Excellent service

I use credit and repay on time. So all good Reviewed on: 16th May 2024

A Real Lifesaver

It’s a very great service that doesn’t only let you have more financial freedom, but doubles as a useful safety net where possible. Reviewed on: 16th May 2024

Excellent service but still need card service

Excellent service but still need card service Reviewed on: 16th May 2024

Good no complaints

Good no conplains. Would highly recommend Reviewed on: 16th May 2024

It is very convenient and reliable

It is a very convenient tool to use, they do offer regular opportunities to increase your limit too if you should want to. It also helps my credit score stay in the top numbers due to the monthly regular payment. PayPal is a well known safe platform so if you wish to have credit it’s a no brainier. Especially if you want to use it for financing anything as for a few months they do 0% finance. Reviewed on: 16th May 2024

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