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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,289 reviews, last reviewed 16th Jun 2026
4114600% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Customer service has been good when needed. Customer service has been good when needed. Reviewed on: 16th June 2026
Natalie F's avatar
Natalie F

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140289)

Had a problem with my direct debit and the person wh...

4
Had a problem with my direct debit and the person who dealt with the problem was very helpful and professional Reviewed on: 15th April 2026
Anthony B's avatar
Anthony B

Found PayPal credit easy to use and the decision pro...

5
Found PayPal credit easy to use and the decision process quick and fair Reviewed on: 15th April 2026
David G's avatar
David G

Great way to pay

5
Gives me confidence when purchasing online Reviewed on: 15th April 2026
M howarth 's avatar
M howarth

Happy Paypal Credit User

5
I have used Paypal credit to spread payments of items I was able to buy when on offer. The deal has been made even sweeter with interest free periods. I enjoy the convenience of shopping online and being able to make a credit purchase via Paypal. Reviewed on: 15th April 2026
Richard B's avatar
Richard B

Awesome experience with flexibility

5
Awesome experience with flexibility Reviewed on: 15th April 2026
Md Nahian's avatar
Md Nahian

Love the pay in 3 options really handy

5
Love the pay in 3 options really handy Reviewed on: 15th April 2026
LeeAnn w's avatar
LeeAnn w

Reliable service.

4
Reliable service. Watch interest rates though as comparatively high. Reviewed on: 15th April 2026
chastuck's avatar
chastuck

Good PayPal is good I like it

5
PayPal is good and great value also easy Reviewed on: 15th April 2026
J T's avatar
J T

I have a very good experience with PayPal credit bec...

5
I have a very good experience with PayPal credit because it gives me the best credit card ever Reviewed on: 15th April 2026
Olabisi A's avatar
Olabisi A

always good with paypal thank you

5
always good with paypal thank you Reviewed on: 15th April 2026
paul's avatar
paul

Review PayPal: PayPal Credit now

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