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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,275 reviews, last reviewed 19th Apr 2026
2441100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using paypal for years great service Been using paypal for years great service Reviewed on: 19th April 2026
Martin K's avatar
Martin K

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77275)

Benefits- PayPal credit works with most retailers.

4
Benefits- PayPal credit works with most retailers. PayPal credit have partnered up with curve allowing me to use it with Apple Pay. Drawbacks- I don’t really understand how the interest fees work, not explained very well so I wouldn’t know if it’s good value for money Reviewed on: 17th May 2024
Keji H's avatar
Keji H

Happy with PayPal credit

5
Good service and easy to use especially when linked to curve card to use in store. Reviewed on: 17th May 2024
Judy s's avatar
Judy s

Very straightforward

5
Very straightforward and easy to navigate Reviewed on: 17th May 2024
William D's avatar
William D

Paypal Credit - Fantastic

5
Great customer service, lots of different ways to spread the cost Reviewed on: 17th May 2024
Kevin Johnson's avatar
Kevin Johnson

PayPal is easy to use and understand.

5
PayPal is easy to use and understand. Credit limits are reasonable. Information is readily available and helps there if you need it. I would highly recommend using PayPal. Reviewed on: 17th May 2024
Laura Pemberton's avatar
Laura Pemberton

Its easy to use and I have peace of mind knowing I c...

5
Its easy to use and I have peace of mind knowing I can trust them. Used PayPal for years now and never had a problem. Reviewed on: 17th May 2024
Samantha B's avatar
Samantha B

paypal is fast and very reliable.

5
paypal is fast and very reliable. Reviewed on: 17th May 2024
erhan h's avatar
erhan h

pay in 3 with 0% interest helps spread those unexpec...

5
pay in 3 with 0% interest helps spread those unexpected payments Reviewed on: 17th May 2024
Justin N's avatar
Justin N

Pay in three and interest free option is affordable...

5
Pay in three and interest free option is affordable and flexible. Reviewed on: 17th May 2024
Basit R's avatar
Basit R

Like the 3 month interest free payments.

5
Like the 3 month interest free payments. Reviewed on: 17th May 2024
Kelvin S's avatar
Kelvin S

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