Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140392 reviews)

View other PayPal products

4.73

Based on 140,392 reviews, last reviewed 16th Jun 2026

4119050% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent value for money Excellent value for money. Very useful and helpful Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (140392)

I am quick to use PayPal.

I am quick to use my credit with PayPal. They are clear with the amount you borrow and the date on when payment needs to be made. No hidden fees. Reviewed on: 15th April 2026

Peace of Mind with PayPal

PayPal makes it easy to raise and resolve claims, giving me confidence and peace of mind about my money. Reviewed on: 15th April 2026

The quick and very convenient way to make payments

Quick and easy to use, PayPal is linked to a lot of selling websites which makes paying easy and very easy to spread to cost on the larger pirchaes. And PayPal trusted by many websites so makes payment convenient. Reviewed on: 15th April 2026

Easy To Use, Safe & Reliable.

Easy To Use, Safe & Reliable. Realy Like The Pay In 3 Feature Makes shopping So much Easier. Reviewed on: 15th April 2026

Great facility used often would recomend to anyone

Great facility used often would recomend to anyone Reviewed on: 15th April 2026

Cezary19

I am satisfied with PayPal services, purchasing and there is an option to split the payment into 3 payments thanks Reviewed on: 15th April 2026

Very easy to make a payment and on line I’m using al...

Very easy to make a payment and on line I’m using all ways PayPal Reviewed on: 15th April 2026

Excellent Service!

I've had no problems with the service I've received. Reviewed on: 15th April 2026

Smart Credit

Flexible spending power when you need it, with the security and convenience of PayPal. Reviewed on: 15th April 2026

Helped me buy some beautiful furniture I couldn't af...

Helped me buy some beautiful furniture I couldn't afford cash , amazing Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71499 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub