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PayPal: PayPal Credit reviews

4.73
Based on 140,469 reviews, last reviewed 16th Jun 2026
4122550% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use and very good clear information. Reviewed on: 16th June 2026
Nina's avatar
Nina

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140469)

PayPal review

4
Internet is a bit higher.Should be lower than that. Reviewed on: 15th April 2026

I always use PayPal where I can, it is simple to use...

5
I always use PayPal where I can, it is simple to use and gives you the comeback like a credit card would if items don't turn up. Reviewed on: 15th April 2026

I love it

5
I love it it’s best as the interest rate is less on top 0% interest rate for months is the top thing Reviewed on: 15th April 2026

Always willing to help and listen if you have a prob...

5
Always willing to help and listen if you have a problem Reviewed on: 15th April 2026

you feel reassured by its security

5
Always easy to use and you feel reassured by its security. Reviewed on: 15th April 2026

Always helpful excellent customer

5
Always helpful excellent customer Reviewed on: 15th April 2026

Excellent

5
To pay over 3 payments is excellent Reviewed on: 15th April 2026

I know I'm in safe hands

5
Its just easy, straight forward and I know I'm getting what I need. It also keeps my personal information safe online. Reviewed on: 15th April 2026

Love papal so useful and helps me to budget when I c...

5
Love papal so useful and helps me to budget when I cant afford to pay in full, can pay 3 installments or credit Reviewed on: 15th April 2026

Being a PayPal customer is so assuring knowing my pu...

5
Being a PayPal customer is so assuring knowing my purchase payment are secure, and 4 months interest free is simply the best way to budget. Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review