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PayPal: PayPal Credit reviews

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4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77098)

Very co operative and excellent service on time no p...

5
Very co operative and excellent service on time no problem online when we use Reviewed on: 16th May 2024
Raja's avatar
Raja

Amazing Great been using for years best service

5
Great been using for years best service Reviewed on: 16th May 2024
annabel h's avatar
annabel h

Easy peasy

5
I’ve been using for years now. It makes my shopping experience hassle free. Also it’s great for money transfers which come in seconds. Reviewed on: 16th May 2024
Paulina 's avatar
Paulina

Excellent service and so easy to use

5
Excellent service and so easy to use Reviewed on: 16th May 2024
Anonymous A's avatar
Anonymous A

I’m happy with the instalments in 3

5
I’m happy with the instalments in 3 Reviewed on: 16th May 2024
Alexandru M's avatar
Alexandru M

I’ve never had issues using PayPal credit.

5
I’ve never had issues using PayPal credit. It’s honestly been very convenient for me and it’s easy to use when I am very low on money for certain things. I’ve had it for close to 2years now and first got it to pay for my laptop and watch. I am emotional when I look at them both because I know I wouldn’t have afforded them at the time but here we are! No pressure to pay up as well which helps because the economy is tough and it’s amazing because there’s always emails giving options on how to pay up too which I think is honora nice touch. Reviewed on: 16th May 2024
Elizabeth K's avatar
Elizabeth K

PayPal has enabled me to spread payments over 3 or 4...

4
PayPal has enabled me to spread payments over 3 or 4 month. Reviewed on: 16th May 2024
Sarah P's avatar
Sarah P

Very good and fast service.

5
Very good and fast service. was able to purchase my brother his birthday gift even though was running less on money that month. Made everyone happy! Reviewed on: 16th May 2024
Pragati G's avatar
Pragati G

PayPal credit is great, reminds me when payments nee...

5
PayPal credit is great, reminds me when payments need to be made , have used for years Reviewed on: 16th May 2024
Bethany A's avatar
Bethany A

100/100 for PayPal

5
Always easy to use and reliable. Reviewed on: 16th May 2024
Lois m's avatar
Lois m

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