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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140514 reviews)

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4.73

Based on 140,514 reviews, last reviewed 16th Jun 2026

4124600% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simplify your spending options with PayPal. Paypal just make purchases more straightforward with variable credit options and rewards when you do spend with them. I would highly recommend them e... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140514)

PayPal best way to pay

I have used PayPal for years find it a great way to pay and safe way to pay plus any problems with item etc PayPal will help where possible for solve problems weather this is getting refunds or your item. Reviewed on: 15th April 2026

It provides a level of control and choice that makes...

It provides a level of control and choice that makes online shopping feel significantly more secure and personalised. Reviewed on: 15th April 2026

Best way to pay!

I feel extra safe online with my money when using PayPal. Any problems I have previously had, once I got in touch with PayPal they helped me solve the dispute. Excellent service and the best way to pay in my opinion. Reviewed on: 15th April 2026

I have credit with you so long time, I keep you in m...

I have credit with you so long time, I keep you in mind where a spiecialy this hrad time you help me out with keep going my life time. thanks Reviewed on: 15th April 2026

PayPal makes every purchase so easy

PayPal makes every purchase so easy Reviewed on: 15th April 2026

Excellent easy to use service for small pieces of cr...

Excellent easy to use service for small pieces of credit. I use it regularly and frequently have a number of plans running. Reviewed on: 15th April 2026

Very convenient and makes more expensive purchases a...

Very convenient and makes more expensive purchases achievable Reviewed on: 15th April 2026

Paypal debit card 5*

The PayPal debit card has given amazing cash back and I’ve treated myself a few times now! Reviewed on: 15th April 2026

Thank you for the 4 month interest free period!

For myself on a low wage. I absolutely rely on PayPals 4 month interest free period. Without this i would have to miss out on so many things. I have no savings and live from pay check to pay check so this is absolutely invaluable. Reviewed on: 15th April 2026

Very fast very useful app for payment and quick chec...

Very fast very useful app for payment and quick checking out purchases Reviewed on: 15th April 2026

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