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PayPal: PayPal Credit reviews

4.90
Based on 72,904 reviews, last reviewed 17th Apr 2026
2036700% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for many years. I've used PayPal for many years. I often get money back from purchases made through PayPal. It's really essential if you wish to see your old items fo... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72904)

Safe credit

5
Know where you are with PayPal!! Reviewed on: 8th July 2022

Life saviour

5
PayPal credit is a life saviour for those days where you need more time to pay back without any interest piling up. Treat yourself and enjoy it before thinking about any repayments Reviewed on: 8th July 2022

Easy and accepted everywhere

5
Definitely I use paypal for all my online purchases. I have a peace of mind that my money is safe. I heavily use paypal credit as well and a great edition ia the Paypal pay in 3. Reviewed on: 8th July 2022

Easy to use

5
I loved the flexibility of PayPal credit. I was able to alter my payments as I pleased. Easy to apply for and very user friendly app Reviewed on: 8th July 2022

Paypal credit - the most flexible way to pay!

5
Paypal credit has saved my hide more times than i care to imagine, birthdays, christmas, you name it!.. Interest free options, low interest rates. if you have credit cards but not paypal credit, you need to swap !! Reviewed on: 8th July 2022

Great product

5
They have a great service I would highly recommend them. Reviewed on: 8th July 2022

Just great

5
Never been let down good company to sort problems out with seller's Reviewed on: 8th July 2022

I like PayPal

5
Save money and time with PayPal Reviewed on: 8th July 2022

I am happy to use PayPal

5
I always use PayPal to build my credit score. Very good opportunity for everybody. Reviewed on: 8th July 2022

Excellent facility

5
It's there when you need it and it is always reasonable Reviewed on: 8th July 2022

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