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PayPal: PayPal Credit reviews

4.73
Based on 139,473 reviews, last reviewed 15th Jun 2026
4077550% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It is easy to use, very accessible and super clear w... It is easy to use, very accessible and super clear with any instructions Reviewed on: 15th June 2026
Ali Scott 's avatar
Ali Scott

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139473)

PayPal is the easiest way to pay for goods bought on...

5
PayPal is the easiest way to pay for goods bought online, if there is a dispute PayPal is always working hard to resolve and protect their customers interest, their customer service is very reliable and professional Reviewed on: 15th April 2026

PayPal credit is my absolute preferred way to pay

5
PayPal credit is my absolute preferred way to pay on any site. I feel super protected when I use it, and I always feel well communicated with when I use it (sent reminders about payments etc). Have used it for a few years now and have no plans on using a credit card instead! Reviewed on: 15th April 2026

Everytime safe payments.

5
Everytime safe payments. Proper help if you need any Reviewed on: 15th April 2026

Never had any problems easy way to shop definitely r...

5
Never had any problems easy way to shop definitely recommend Reviewed on: 15th April 2026

Love using PayPal

5
Always prompt service offering multiple payment options Reviewed on: 15th April 2026

Aysel Yazadzhi

5
Always using PayPal for my purchases, easy to use, good benefits Reviewed on: 15th April 2026

The best way to spread the cost

5
It’s very easy to use and with the added card it makes it so easy to use online or over the counter. The interest free credit is just the best and I’ve used it many times to pay for my holiday and it certainly helps to spread the cost. Reviewed on: 15th April 2026

Used PayPal for years never an issue and when i have...

5
Used PayPal for years never an issue and when i have needed to; staff have been extremely helpful Reviewed on: 15th April 2026

Great service very good support everything you would...

5
Great service very good support everything you would need with online banking Reviewed on: 15th April 2026

Im one of the customers, who use paypal credit.

5
Im one of the customers, who use paypal credit. I see the service really great, accesability is great, helpfull staff when you strugling with payments, rates are great. Reviewed on: 15th April 2026

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