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PayPal: PayPal Credit reviews

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4.90
Based on 72,880 reviews, last reviewed 17th Apr 2026
2034500% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I wholeheartedly trust PayPal. When I had a query I found the customer service team excellent. I love PayPal because I trust it wholeheartedly so therefore feel very confident about... Read more Reviewed on: 17th April 2026
Sara T's avatar
Sara T

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (72880)

Easy with payment reminders.

5
Very accessible and easy with frequent payment reminders. ++++ Reviewed on: 8th July 2022
nigelwade@hotmail.co.uk's avatar
[email protected]

Best and easiest way to pay!

5
Very secure and easy way to pay over a certain amount of time, notifications and updates are great to keep on top of payment! Reviewed on: 8th July 2022
Erin Bradley's avatar
Erin Bradley

Gave me credit when needed it .

5
PayPal for it was PayPal the one who granted me a credit line and that credit line would help the way for me to build a credit file. It was PayPal the one who trusted in me when the others failed me and they would reject me under their ridiculous excuses that there was not enough credit history in my file. Reviewed on: 8th July 2022
cumminswilkie's avatar
cumminswilkie

So helpful!!!

5
The PayPal credit helped me furnishing my new home. Without that financial help I couldn’t afford to buy all furniture. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Really good

5
Simple to use interface and really easy to manage. Reviewed on: 8th July 2022
felix grant's avatar
felix grant

A real Pal!

5
Needed some equipment right away, and PayPal Credit made it easy to apply gave a generous limit and the gear was in my hands quick as a flash. Great interest free options superb service all round. Reviewed on: 8th July 2022
Pete's avatar
Pete

Amazing service! Highly recommended.

5
I was using Paypal Credit for the last few years and their 0% policy for the first 4 months + the ability to pay with Paypal on almost every service around the world makes shopping so convenient! The ability to spread the cost combined with accessibility and a friendly user portal is just a total winner <3 Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

helpful and amazing

5
I got so many stuff for my room within one day and that's amazing and was super helpful Reviewed on: 8th July 2022
Alireza Hamid's avatar
Alireza Hamid

Safe and Easy to use

5
I always feel safe using paypal with my online purchases. It is also very convenient to use! Reviewed on: 8th July 2022
Jaira Marie Avila's avatar
Jaira Marie Avila

Quick and hassle-free credit

5
Quick and easy hassle free credit would recommend to anybody Reviewed on: 8th July 2022
alex masciopinto's avatar
alex masciopinto

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