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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139387 reviews)

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4.73

Based on 139,387 reviews, last reviewed 15th Jun 2026

4073500% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reassuring to know it's there when you need it, and... Reassuring to know it's there when you need it, and competitive rates as well. Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139387)

Easy and convenient.

The process for setting up is so much simpler than going through the bank, doesn’t take as long and is just over all a lot more convenient. Reviewed on: 15th April 2026

Peace of mind, great to have that option to pay off...

Peace of mind, great to have that option to pay off over 4 months on big purchases Reviewed on: 15th April 2026

Brilliant banking app

I have found that PayPal as been a real alternative to my everyday payment method easy and quick Reviewed on: 15th April 2026

Fair value for money assistance.

Fair value for money assistance. I.e. PayPal credit allows suitable amounts of money to assist day to day and I think there borrowing is more realistic for lenders. It's unfortunate PayPal isn't an individual bank or something to use at retail stores. I Reviewed on: 15th April 2026

Simple worry free online purchases PayPal is always...

Simple worry free online purchases PayPal is always my go to when doing online shopping I feel it’s safe using them and you have the added advantages of paying back over time. Reviewed on: 15th April 2026

good service

Always had good service and always helped with any problems that I have had 5 star service Reviewed on: 15th April 2026

Easy and fast , excellent to user everday :) and it'...

Easy and fast , excellent to user everday :) and it' s very safe Reviewed on: 15th April 2026

A very stable system

Seems to be very reliable and robust. The Android app itself has proven to be very stable and has never suffered from any crashes. The details of my accounts are accurate every time and everything is very readable. Reviewed on: 15th April 2026

Great on the App, easy to understand and easy to use.

Great on the App, easy to understand and easy to use. Quick and simple payment and easy to manage. Reviewed on: 15th April 2026

I've never had any problems Always easy to use

I've never had any problems Always easy to use Reviewed on: 15th April 2026

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