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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139288 reviews)

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4.73

Based on 139,288 reviews, last reviewed 15th Jun 2026

4068950% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is one of the good things you should have I have been with PayPal for quite some time; it always offers many perks. On top of that, I always feel that when it's a hard time, I have a pillar be... Read more Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139288)

Really great, can’t fault it.

Really great, can’t fault it. Easy to use and can use it anywhere. Reviewed on: 15th April 2026

I trust the PayPal app implicitly

Always easy to use and navigate plus the option to buy now and pay later Reviewed on: 15th April 2026

Easy to use

No stress, easy to use, beats needing a credit card Reviewed on: 15th April 2026

PayPal credit

Easy to use safe and secure. Pay in 3 a great option and interest free Reviewed on: 15th April 2026

5* for ease of use and length of interest-free perio...

5* for ease of use and length of interest-free period, very happy customer! Reviewed on: 15th April 2026

PayPal works

Easy to use and keep track of your transactions Reviewed on: 15th April 2026

Great app to use to purchase safely and for spreadin...

Great app to use to purchase safely and for spreading costs of larger value items Reviewed on: 15th April 2026

Application can be better and one option for increas...

Application can be better and one option for increasing credit Reviewed on: 15th April 2026

Great customer service

Had an issue recently where i was overcharged and customer service was very efficient in resolving it for me which really helped me with stress Reviewed on: 15th April 2026

Very easy to use and efficient for budgeting

Very easy to use and efficient for budgeting Reviewed on: 15th April 2026

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