Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (72750 reviews)

View other PayPal products

4.90

Based on 72,750 reviews, last reviewed 17th Apr 2026

2022400% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easier online payments. I have been able to use PayPal to make online payments, also able to use PayPal credit facilities and others like pay later etc. it also help in getti... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Breaching FCA rules to force interest charges PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (72750)

Quick, Simple, Easy

Very straight forward to use and navigate Reviewed on: 8th July 2022

The best way to shopping online.Period

Never had any problems with PayPal. Reviewed on: 8th July 2022

Amazing service

PayPal credit is convenient and hassle free. The 0% interest makes it better than all the rest. I use it all the time! Reviewed on: 8th July 2022

Paypal credit

Paypal credit is a life safer that comes with peace of mind and ease of payment option. It makes my life easier anytime am out of fund, and able to purchase what me and my family needs knowing I have 4 months repayment plan interest free. I will recommend to friends and family anytime. Reviewed on: 8th July 2022

PayPal credit

It’s amazing. So reliable. I can always count on it Reviewed on: 8th July 2022

Great to have 4 months interest free

Very useful way to pay, PayPal credit with 4 months interest free. Reviewed on: 8th July 2022

Easy to use and manage.

With PayPal credit I could book my holiday with ease and confidence, knowing I could spread the payments over the interest free period. The PayPal app is also very user friendly and makes it easy to manage your account. Reviewed on: 8th July 2022

excellent service

when a part i ordered did not come they sorted out sush good service have been with them a lot of years great company to by with Reviewed on: 8th July 2022

PEACEFUL, PLEASING AND PRACTICAL!!!

PAYPAL is pretty excellent and incomparably easy to use. Reviewed on: 8th July 2022

A** PayPal

Available to use in 100’s of businesses, I have found PayPal an efficient way of spreading payments and fair especially in the current economic climate. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.69 from 25 reviews
Better Off Calculator
from Policy in Practice 4.79 from 460 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33411 reviews
Payments
from PayPal 4.92 from 3676 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub