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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,017 reviews, last reviewed 15th Jun 2026
4056900% increase in 5 star reviews
in the past 90 days
11500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience has been fine. My experience has been fine so far. I have used PayPal for many years. Reviewed on: 15th June 2026
Gemma Y's avatar
Gemma Y

Latest lowest rating:

1

It's impossible to close your account. It's impossible to close your account. Their online chat agents cut you off repeatedly when trying. Reviewed on: 15th June 2026
Jenna D's avatar
Jenna D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139017)

Easy to use and convenient

5
Easy to use and convenient handy to use when you need flexibility to pay Reviewed on: 15th April 2026
T J's avatar
T J

Good for the money.

3
Good for the money. I recomand for easy money. Reviewed on: 15th April 2026
Cezar o's avatar
Cezar o

Easy to use, clear app to look at quickly

5
Easy to use, clear app to look at quickly Reviewed on: 15th April 2026
Ian G's avatar
Ian G

Pay in the a**

5
PayPal credit cards are a convenient option for online and in-store purchases, and they generally work well wherever PayPal is accepted. They offer the flexibility of deferred payments and can sometimes come with rewards or special financing offers. However, it’s important to remember that, while it feels easy to buy now, you still need to pay the balance eventually, and interest can add up quickly if you don’t manage it responsibly. Overall, it’s good for short-term use but requires careful attention to payments. Reviewed on: 15th April 2026
Adam M's avatar
Adam M

My go to account for the Internet

5
My go to account for the Internet Reviewed on: 15th April 2026
MR S's avatar
MR S

Easy to use and help at hand when needed

5
Easy to use and help at hand when needed Reviewed on: 15th April 2026
Jodie S's avatar
Jodie S

Thank you

5
Easy to use and arrange from everyday things or littles treating yourself. Reviewed on: 15th April 2026
Mark 's avatar
Mark

Reward Paypal with an award

5
I’ve used PayPal now for a few years and have always had the best experience with them and if I’ve ever needed support for a transaction that has gone sour they’re right there behind me and help with resolving the issue. Reviewed on: 15th April 2026
Mark's avatar
Mark

I was very happy to use credit card because it speci...

5
I was very happy to use credit card because it specifically use for booking flight Reviewed on: 15th April 2026
Asad Ch's avatar
Asad Ch

Versatile

5
I can use PayPal for many of my purchases. I have a choice of payment methods eg pay in 3. Split into 4 payments or simple credit. Reviewed on: 15th April 2026
Fiona S's avatar
Fiona S

Review PayPal: PayPal Credit now

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