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PayPal: PayPal Credit reviews

4.73
Based on 138,745 reviews, last reviewed 15th Jun 2026
4044150% increase in 5 star reviews
in the past 90 days
11500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal. Never had an issue with PayPal. Gives great credit agreements and is a service is trust. Reviewed on: 15th June 2026
Vicki P's avatar
Vicki P

Latest lowest rating:

1

It's impossible to close your account. It's impossible to close your account. Their online chat agents cut you off repeatedly when trying. Reviewed on: 15th June 2026
Jenna D's avatar
Jenna D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138747)

Best loved it always helps with finance

5
Best loved it always helps with finance Reviewed on: 15th April 2026

Very easy & convenient way to make purchases & exten...

5
Very easy & convenient way to make purchases & extend the payment time Reviewed on: 15th April 2026

No problem using.

5
No problem using. Good reminders when payment is needed. Reviewed on: 15th April 2026

Amazing experience.!!

5
Amazon experience. I have no problem with my transactions and always easy to use with no hassle. Reviewed on: 15th April 2026

Easy to use, good offers for 0% interest, and clear...

5
Easy to use, good offers for 0% interest, and clear view of what is left to pay and when 0% periods are ending Reviewed on: 15th April 2026

Best finance provider

5
Easy access to money. Easy to manage payments. Customer service is excellent. I feel confident to use PayPal to pay for things and know that it's safe and payment will be made when I confirm receipt of goods. Reviewed on: 15th April 2026

So easy to use, easy to navigate through the APP

5
So easy to use, easy to navigate through the APP Reviewed on: 15th April 2026

Easy transactions, support there when needed, simply...

5
Easy transactions, support there when needed, simply paymet method Reviewed on: 15th April 2026

Great being able paypal

5
Paypal are always helpful if any issues Reviewed on: 15th April 2026

Satisfactory

5
Good customer relations and very satisfactory Reviewed on: 15th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review