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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,623 reviews, last reviewed 15th Jun 2026
4038700% increase in 5 star reviews
in the past 90 days
11450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It’s great to have virtual credit, but sometimes cle... It’s great to have virtual credit, but sometimes clearing the credit is a little bit confusing Reviewed on: 15th June 2026
K's avatar
K

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026
Smndvs's avatar
Smndvs
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138623)

I’ve had a good experience using PayPal.

5
I’ve had a good experience using PayPal. It’s fast, secure, and accepted by many online retailers, which makes transactions very convenient Reviewed on: 15th April 2026
MARIA K's avatar
MARIA K

Easy to use.

5
Easy to use. Allows me to have comfort financial aid is available when needed Reviewed on: 15th April 2026
Lauren f's avatar
Lauren f

Manage to purchase items i need without having to sa...

5
Manage to purchase items i need without having to save before Reviewed on: 15th April 2026
Garry a's avatar
Garry a

Always helpful never had any discrepancy

5
Always helpful never had any discrepancy Reviewed on: 15th April 2026
ANDY's avatar
ANDY

PayPal have many ways to help you financially, wheth...

5
PayPal have many ways to help you financially, whether you are happy to pay in 3, or need a little extra help with PayPal Credit with an incredible 4 months interest free. Reviewed on: 15th April 2026
Nicola B's avatar
Nicola B

PayPal credit is an easy way to shop and pay back in...

5
PayPal credit is an easy way to shop and pay back in instalments without having to pay interest. It allows you to purchase more expensive products without the worry. It’s on my phone on an app and most retailers allow me to shop via PayPal the app is easy to use and shows where and when you make purchases. I have a monthly direct debit set up to make ease of any payments that are due. On 2 occasions I have contacted PayPal to ask a question and the customer service persons have been extremely helpful in sorting out my enquiry. Overall PayPal is an easy and safe way to shop. Reviewed on: 15th April 2026
Neil R's avatar
Neil R

Simple and Convenient to Use

5
I’ve had a good experience using PayPal so far. It’s very easy to send and receive money, and everything is straightforward to use. I like how quick the transactions are, especially when dealing with friends, family, or online payments. The platform feels secure, and I get notifications for my transactions, which gives me peace of mind. It’s also widely accepted, which makes it convenient for shopping and sending money internationally. Overall, PayPal has been reliable for my everyday use, and I would recommend it to anyone looking for a simple and trusted way to manage payments. Reviewed on: 15th April 2026
Abayomi Olawole's avatar
Abayomi Olawole

Five star

5
Very handy and helpful especially with everything going up in price Reviewed on: 15th April 2026
Emily H's avatar
Emily H

I recommend PayPal to everyone!!

5
I’ve used PayPal for years now and it’s simply the best. I use it for every day purchases big or small. I recommend to everyone! Reviewed on: 15th April 2026
Moll's avatar
Moll

I have had great experience with PayPal.

5
I have had great experience with PayPal. I had an issue once and had to call them they were professional, reassuring and customer service was great x Reviewed on: 15th April 2026
Mrs E's avatar
Mrs E

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