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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,611 reviews, last reviewed 15th Jun 2026
4038200% increase in 5 star reviews
in the past 90 days
11450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic! Fantastic! I used PayPal for everything! They couldn't be better. Reviewed on: 15th June 2026
HELEN W's avatar
HELEN W

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026
Smndvs's avatar
Smndvs
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138611)

Flexible credit line

5
Four months of 0% loan is super useful when I need to spend bigger amounts of money Reviewed on: 15th April 2026
Jaroslaw P's avatar
Jaroslaw P

They have always been helpful and providing an excel...

5
They have always been helpful and providing an excellent service at all times. I have never had an issue with them at any point and will always answer Reviewed on: 15th April 2026
Susan L's avatar
Susan L

There when you need them.

5
There when you need them. Got me the finance to be able to purchase products when I needed them. Reviewed on: 15th April 2026
Joshua C's avatar
Joshua C

Wonderful service and support.

5
Wonderful service and support. There is adequate follow up on issues raised and they were all promptly and timely resolved Reviewed on: 15th April 2026
Adewale O's avatar
Adewale O

PayPal gives me the confidence to shop on sites and...

5
PayPal gives me the confidence to shop on sites and protection for my account with great payment options Reviewed on: 15th April 2026
Mark D's avatar
Mark D

Makes online purchases easy peasy

5
Makes online purchases easy peasy Reviewed on: 15th April 2026
REG C's avatar
REG C

I have always happy

3
I have always been satisfied with the service, but recently I don't know what's going on, PayPal does whatever it wants and customer services can't provide me with proper information. Reviewed on: 15th April 2026
Katarzyna Szulc's avatar
Katarzyna Szulc

Perfect banking facility to my needs

5
Perfect banking facility to my needs Reviewed on: 15th April 2026
Scott A's avatar
Scott A

Great lender you can trust

5
Great customer services never no problems Reviewed on: 15th April 2026
Steve Anderson's avatar
Steve Anderson

Great job PayPal thanks

5
Never had any problems with PayPal always there when I need it. Can’t fault PayPal for the work they do with making things easier for the customer. It’s great to know that they have your back if something does go wrong. Reviewed on: 15th April 2026
Heather B's avatar
Heather B

Review PayPal: PayPal Credit now

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