Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 72,352 reviews, last reviewed 16th Apr 2026
1986400% increase in 5 star reviews
in the past 90 days
5600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal offers instalments which is very timely and c... Paypal offers instalments which is very timely and convenient Reviewed on: 16th April 2026
Haila Forbes's avatar
Haila Forbes

Latest lowest rating:

1

Always very helpful if you have a problem ,and know... Always very helpful if you have a problem ,and know you can rely on them to help sort out if you have a problem with your product or not received your... Read more Reviewed on: 16th April 2026
Wendy Allen Downs 's avatar
Wendy Allen Downs

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (72352)

Great service

5
Reliable and good service, easy to use and manage. Good. I'm happy ;) Reviewed on: 14th June 2022

Best credit card ever

5
I recently purchased V11 dyson with one year free interest excellent money saving package from PayPal credit card Reviewed on: 14th June 2022

easy and quick payment

5
Never had any problem with credits as its very easy , clear and simple without any delay. Reviewed on: 14th June 2022

Best credit service

5
I used the 4 months 0% interest paypal credit all the time. I am not someone who deal with interests, therefore whenever I am short of cash, this is the best option for me. I love this service, please never stop this and on rare occasions i use the offer of 12 months 0% interest. It would be awesome if the 12months 0% was available for all purchases over £99 as well. I am very happy with this service. Reviewed on: 14th June 2022

Paypal credit, one solution for all problems

5
The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022

Flexible for everyone.

5
Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022

Best Credit facility

5
The flexibility of payment and allowance Reviewed on: 14th June 2022

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review