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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138594 reviews)

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4.73

Based on 138,594 reviews, last reviewed 15th Jun 2026

4037500% increase in 5 star reviews

in the past 90 days

11450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexibility is value for money I haven't had a lot of experience dealing with PayPal customer service but what experience I have had has been good. PayPal credit is a very flexible ... Read more Reviewed on: 15th June 2026

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138594)

Simple and easy to use brilliant service

Simple and easy to use brilliant service Reviewed on: 15th April 2026

Easy smaller interest free payments

Helps split my purchases into monthly smaller payments interest free Reviewed on: 15th April 2026

The best Customer Experience

I’ve been a PayPal Customer for years and whenever I’ve had a problem PayPal has always been so helpful. No issue whatsoever a to big or small, and they are quick to respond. Reviewed on: 15th April 2026

Paypal have always resolved any issues without delay...

Paypal have always resolved any issues without delay , there no other company I trust with money the way paypal conduct business, excellent Reviewed on: 15th April 2026

Great customer service!

Great customer service! Able to solve disputes quickly. Easy to make payments andValue for money. Reviewed on: 15th April 2026

14/04/26

Use regulsry, easy use amd faot fees. Reviewed on: 15th April 2026

Used PayPal credit to buy a bed and received £20 off...

Used PayPal credit to buy a bed and received £20 off the bed. Already made a payment against the credit. I can’t find an option to reduce the credit limit which is the only downside Reviewed on: 15th April 2026

Just brilliant & easy to use.

Just brilliant & easy to use. Would definitely recommend to everyone. Reviewed on: 15th April 2026

A one stop service for all your finances super easy...

A one stop service for all your finances super easy to access and use and now with the addition of a physical debit and credit card it just as easy to use in store. Reviewed on: 15th April 2026

Great flexibility!

Paypal credit has been easy to use ,with flexible payments and good for those emergency situations that sometimes come up .The payments are taken on time and I would definitely recommend to friends and family . Reviewed on: 15th April 2026

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