Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,560 reviews, last reviewed 16th Apr 2026
2005200% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes my life better by allowing me to afford things... Makes my life better by allowing me to afford things monthly Reviewed on: 16th April 2026
Emma C's avatar
Emma C

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (72560)

Easy credit

5
Brilliant to have 4 months intrest free Reviewed on: 8th July 2022
Stacey Small's avatar
Stacey Small

Highly recommended

5
Highly recommended I use it all the time it makes my life easier Reviewed on: 8th July 2022
Rehan Rathore's avatar
Rehan Rathore

Fantastic service

5
PayPal is great company making purchases safer and easier. Reviewed on: 8th July 2022
Jayde Doherty's avatar
Jayde Doherty

Payment dispute

5
Quick service, prompt replay, dispute resolved. Reviewed on: 8th July 2022
Bianca Micu 's avatar
Bianca Micu

Best recommended for credit

5
I’ve been with PayPal for a short period of time and I find that there re payments are low which helps for people with low income and that’s amazing. Reviewed on: 8th July 2022
Sheena anstice 's avatar
Sheena anstice

Easy to use and manage

5
A great alternative for online shopping, everything done electronically so no paper waste or another card to contend with. Great updates and can manage limits up and down Reviewed on: 8th July 2022
Craig Cheshire's avatar
Craig Cheshire

Dead easy to set up and use

5
I use PayPal credit all the time as you can pay over 4 months if you spend over £99 and mostly all shops use PayPal for payment. Reviewed on: 8th July 2022
Scott Allan's avatar
Scott Allan

Hassle-free and reliable

5
I always look out for PayPal credit when I need to spread my payments. It's easy to check your balance and you get reminders when a payment is due so you aren't left feeling surprised when payment is taken. Reviewed on: 8th July 2022
William Gallimore-Tallen's avatar
William Gallimore-Tallen

Reliable credit card

5
Easy to access the credit,very useful Reviewed on: 8th July 2022
Gabriel Gingu's avatar
Gabriel Gingu

my go to ........

5
so easy to work with wish more sites would use PayPal its reassuringly useful Reviewed on: 8th July 2022
nicky payne's avatar
nicky payne

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill