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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138563 reviews)

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4.73

Based on 138,562 reviews, last reviewed 14th Jun 2026

4036100% increase in 5 star reviews

in the past 90 days

11450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Super easy to apply, everything went smoothly from t... Super easy to apply, everything went smoothly from the beginning, and the app makes it really simple to stay in control. The 0% interest and Pay‑in‑3 ... Read more Reviewed on: 14th June 2026

Latest lowest rating:

1

I had an old card on the payment part of the credit... I had an old card on the payment part of the credit card and PayPal did not advise me as to why my payments were being declined. I had to do a lot of ... Read more Reviewed on: 14th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138562)

Service fast,trustworthy.

Service fast,trustworthy.Professional support in resolving issues, such as when products are not received after payment. Reviewed on: 15th April 2026

Does what it says on the tin

. . . . . . . . Reviewed on: 15th April 2026

Very good on keeping you up to date when payments ar...

Very good on keeping you up to date when payments are due Reviewed on: 15th April 2026

I am happy with PayPal but I want maybe in future yo...

I am happy with PayPal but I want maybe in future you can add more ways for payback,like 6 months later Reviewed on: 15th April 2026

Always helpfull and to the point

always helpful if you have a problem Reviewed on: 15th April 2026

Providing you the chance to.buy your items you desire.

I’ve had a really positive experience using PayPal Credit. They are easy to contact whenever I’ve needed support, and their customer service team has always been polite, professional, and genuinely helpful. One of the biggest benefits for me is how it helps manage my finances. Being able to make larger purchases and spread the cost into affordable, interest-free payments has made things much more manageable and less stressful. The team also provides sound advice and always tries their best to resolve any issues quickly and efficiently. Overall, it’s been a reliable and convenient service that I’d happily recommend to others. Reviewed on: 15th April 2026

Accounts

Always keep me up to speed with my account Reviewed on: 15th April 2026

Easy way to pay !!

Easy way to pay, users friendly , everyday account Reviewed on: 15th April 2026

PayPal has always been solid for me, it makes moving...

PayPal has always been solid for me, it makes moving money easy and secure, and the pay in three feature is something I use frequently without issues Reviewed on: 15th April 2026

Easy to use and the ability to spread the cost of pu...

Easy to use and the ability to spread the cost of purchase makes it very useful. It’s virtual card is highly recommended Reviewed on: 15th April 2026

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