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PayPal: PayPal Credit reviews

4.73
Based on 138,498 reviews, last reviewed 14th Jun 2026
4033100% increase in 5 star reviews
in the past 90 days
11450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Prompt and efficient service customer service is al... Prompt and efficient service customer service is always there to help Reviewed on: 14th June 2026
Darshna P's avatar
Darshna P

Latest lowest rating:

1

I had an old card on the payment part of the credit... I had an old card on the payment part of the credit card and PayPal did not advise me as to why my payments were being declined. I had to do a lot of ... Read more Reviewed on: 14th June 2026
Meghan Thomas's avatar
Meghan Thomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138498)

Easy to use

5
Easy to use and i like paypal credit 4 months interest free which helps me when needed. Reviewed on: 15th April 2026

Wouldn't give any other app a chance

5
Amazing app, can be used nearly everywhere, helped me out so.many times Reviewed on: 15th April 2026

.Easy peasy lemon squeezey

5
Used PayPal for years, very easy transactions & never any problems Reviewed on: 15th April 2026

Fast and safe fast and safe fast and safe

5
Fast and safe fast and safe fast and safe Reviewed on: 15th April 2026

I always feel relaxt

5
I always feel relaxt when I can use Pay Pal to pay for something. Especially on the internet I dont like putting my card details in so Pay Pal is always the way I would pay. Reviewed on: 15th April 2026

Meets all day to day financial needs

5
Range of product offerings covers virtually all day to day financial needs with good rewards programme. App is very good and transfer is very fast between accounts Reviewed on: 15th April 2026

Pp payment

5
Excellent way to pay for your daily expenses Reviewed on: 15th April 2026

I have never used a credit before and it’s given me...

5
I have never used a credit before and it’s given me more confidence to increase my credit score and balance my money and of course treat myself and not just paying the bills.xx Reviewed on: 15th April 2026

Paypapal credit is just great as you have Mire time...

5
Paypapal credit is just great as you have Mire time to Pay off without any fees Reviewed on: 15th April 2026

The most simple app

5
The most simple application and management app I’ve used. Reviewed on: 15th April 2026

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