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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,841 reviews, last reviewed 17th Apr 2026
2030800% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel PayPal is a well established and trusted comp... I feel PayPal is a well established and trusted company. I’ve had many positive customer service interactions with the company. They really listen and... Read more Reviewed on: 17th April 2026
Gemma C's avatar
Gemma C

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72841)

Very easy to use

5
Reminder when payment due so you don't miss a payment Reviewed on: 8th July 2022
alan dodd's avatar
alan dodd

Briliant

5
Best decision I made using PayPal credit, help me go away on holiday Reviewed on: 8th July 2022
Jake -e-boi's avatar
Jake -e-boi

Great card

5
Good value for money, no issues Reviewed on: 8th July 2022
Tamara Vukovic's avatar
Tamara Vukovic

Very happy

5
Happy with all the services it helps me out a lot of the time Reviewed on: 8th July 2022
Peter 's avatar
Peter

A convenient way to pay

5
Easy to spread the payments, interest free, and pay off early without penalties. Reviewed on: 8th July 2022
Christopher Christoforou's avatar
Christopher Christoforou

Phenomenal

5
Class service man canny beat it heavy good. Reviewed on: 8th July 2022
Adam Rodger's avatar
Adam Rodger

Integrated everywhere and 4 months free credit

5
It's just so convenient to use PayPal. Its' accepted all over the internet and the phone app is incredibly good. Love that all my purchases have 4 months interest free credit so I can always split the purchase up. Amazing. Reviewed on: 8th July 2022
Ben Mort's avatar
Ben Mort

Fantastic service

5
Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022
Anne Jordan's avatar
Anne Jordan

Useful facility and product

5
Easy to use and set up and allows a bit of financial freedom to repay over a period of time. Reviewed on: 8th July 2022
Alan Paterson's avatar
Alan Paterson

Easy and convenient

5
It’s quick and easy to use, break up payments into interest free options. Reviewed on: 8th July 2022
Shimeela 's avatar
Shimeela

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