Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,425 reviews, last reviewed 14th Jun 2026
4029800% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice app, i have it for a while now and i enjoy usin... Nice app, i have it for a while now and i enjoy using it for shopping Reviewed on: 14th June 2026
Alexandra J's avatar
Alexandra J

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026
Laura H's avatar
Laura H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (138425)

Quick and easy transactions, trustworthy and reliable.

5
Quick and easy transactions, trustworthy and reliable. Reviewed on: 15th April 2026
Gundega Vilumsone's avatar
Gundega Vilumsone

It’s good, I’ve had 0 problems using it

5
It’s good, I’ve had 0 problems using it Reviewed on: 15th April 2026
Alala Rose's avatar
Alala Rose

Easy to use, reliable and clear service.

5
Easy to use, reliable and clear service. I use my PayPal credit often for larger purchases to spread costs over thr 4 months. Makes it extremely easy to buy without fear of having to pay everything in one go! Reviewed on: 15th April 2026
Diane E's avatar
Diane E

Excellent Service and Credit Growth

5
I’m really pleased with my experience so far. I recently received a credit limit increase, and I’m very happy about it! It’s great to be recognized for my loyalty and consistent payments. The process was smooth, and seeing that increment show up in my account gives me more financial flexibility and confidence. Highly recommended for anyone looking for a reliable way to manage their credit. Reviewed on: 15th April 2026
Sameer Thapa's avatar
Sameer Thapa

Very easy to use always feel safe with PayPal

5
Very easy to use always feel safe with PayPal Reviewed on: 15th April 2026
Oliver p's avatar
Oliver p

easy to use and accepted by majority of retailers

5
Easy to use and accepted by majority of retailers Reviewed on: 15th April 2026
Grace Ticao's avatar
Grace Ticao

Amazing experience

5
Never had a bad experience with PayPal and I've been using it for many years Reviewed on: 15th April 2026
Liliana Sa's avatar
Liliana Sa

Security and ease of payments, easy access to PayPal...

5
Security and ease of payments, easy access to PayPal customer support Reviewed on: 15th April 2026
S Ahmed's avatar
S Ahmed

No frill and easy to manage.

4
No frill and easy to manage. Really appreciate the pay in 3 option for most purchases. Reviewed on: 15th April 2026
Jefir S's avatar
Jefir S

No brainer.

5
I pay my bills , do my shopping and go out for entertainment and then I get free points which gives me free money back for nothing , it’s a no brainer. Reviewed on: 15th April 2026
Kevin s's avatar
Kevin s

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill