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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,356 reviews, last reviewed 14th Jun 2026
4026600% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used PayPal for various payments - pay in 3 and credit. Used PayPal for various payments - pay in 3 and credit. All excellent Reviewed on: 14th June 2026
Andy Armstrong's avatar
Andy Armstrong

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026
Laura H's avatar
Laura H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (138356)

I love the pay in 3 months.

5
I love the pay in 3 months. This has been a life saver especially being able to spread the costs. Reviewed on: 15th April 2026
Sajid K's avatar
Sajid K

Like pay over 3 installments.

4
Like pay over 3 installments. Very helpful Reviewed on: 15th April 2026
maggie hart's avatar
maggie hart

Best retail finance provider

5
Easy to select & pay via PayPal credit at checkouts and 0% interest on certain highvalue purchases are really great.. Reviewed on: 15th April 2026
Kris's avatar
Kris

so seamless.

5
Pay pal has made paying for things so much seamless. The app is easy to use and payments are updated promptly, its easy to repay and there are good offers available. Reviewed on: 15th April 2026
Jj's avatar
Jj

Safe way to do Business

5
I buy and I try to use pay pal when ever possible. This way no one gets to your card numbers or take money from your account. Would recommend pay pal with out a second thought Noel. Reviewed on: 15th April 2026
Noel Eccleston's avatar
Noel Eccleston

Secure &Convenient Digital Payments with PayPal credit

5
I have experience using PayPal and credit cards for secure online and in-store payments. I’m comfortable managing transactions, linking accounts, monitoring spending, and ensuring timely repayments while following strong security practices.” Reviewed on: 15th April 2026
Durgaprasad G's avatar
Durgaprasad G

I’ve been using PayPal for almost 9 years and it’s a...

5
I’ve been using PayPal for almost 9 years and it’s always been reliable and easy to use. Transactions are quick, secure, and hassle-free. The “Pay in 3” feature is a big plus – interest-free and very convenient. Highly recommended! Reviewed on: 15th April 2026
Chowdhury B's avatar
Chowdhury B

Great service

5
Always helpful, great service, I can always reply on it Reviewed on: 15th April 2026
Yelena S's avatar
Yelena S

Helped me balance my finances and gave me reassuranc...

5
Helped me balance my finances and gave me reassurance that I could get a replacement cooker for example in an emergency or be able to grab stuff in sales.I use PayPal whenever an option Reviewed on: 15th April 2026
Steve L's avatar
Steve L

Very helpful to have paypal credit available but pay...

5
Very helpful to have paypal credit available but paypal app has been very glitchy recently with certain features not working Reviewed on: 15th April 2026
Jaycee Hyde's avatar
Jaycee Hyde

Review PayPal: PayPal Credit now

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