Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,880 reviews, last reviewed 17th Apr 2026
2034500% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I wholeheartedly trust PayPal. When I had a query I found the customer service team excellent. I love PayPal because I trust it wholeheartedly so therefore feel very confident about... Read more Reviewed on: 17th April 2026
Sara T's avatar
Sara T

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (72880)

Great

5
Really easy to use, great company. Reviewed on: 8th July 2022
Jude Gallagher's avatar
Jude Gallagher

Paypal

5
Paypal is tje easy way to buy things on credit Reviewed on: 8th July 2022
Imran ali's avatar
Imran ali

Credit

3
Having the credit there is so helpful . Reviewed on: 8th July 2022
Karen Brimelow's avatar
Karen Brimelow

easy and convenient

5
It is Very easy and convenient Reviewed on: 8th July 2022
Asad 's avatar
Asad

Fantastic service

5
They are very reliable, and their communication is really good. Reviewed on: 8th July 2022
Joyce's avatar
Joyce

Perfect product.

5
Works as it says- no ambiguity so no misleading as I have had with products from other companies. Reviewed on: 8th July 2022
Phil's avatar
Phil

Ideal way to budget

5
Convenient and secure online shopping service offering easy credit terms and a simple way to help budget Reviewed on: 8th July 2022
saffa jan's avatar
saffa jan

Quick and easy to use

5
Helps to sort out birthday and Christmas presents as well as the garden... Etc when low on money. Very good Reviewed on: 8th July 2022
Karl's avatar
Karl

Brilliant

5
Absolutely amazing flexibility always on hand whenever you need it Reviewed on: 8th July 2022
Jamie Davis's avatar
Jamie Davis

PayPal credit good

5
PayPal credit is so good Better than other credits Reviewed on: 8th July 2022
S NG's avatar
S NG

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill