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PayPal: PayPal Credit reviews

4.73
Based on 138,291 reviews, last reviewed 14th Jun 2026
4023600% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app opening up a great financial tool. Easy to use app opening up a great financial tool. Generous terms on purchases allowing convenient purchases in a affordable method. Reviewed on: 14th June 2026
Mark 's avatar
Mark

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026
Laura H's avatar
Laura H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138291)

It's great experience I am using more the 4 year

5
It's great experience I am using more the 4 year Reviewed on: 15th April 2026

Reasonable

5
Help us budget our money and spend it wisely Reviewed on: 15th April 2026

Very pleased with the service and speed of delivery...

5
Very pleased with the service and speed of delivery I have used PayPal credit frequently and will continue to do so Reviewed on: 15th April 2026

I paid for my recent purchase using PayPal, and the...

5
I paid for my recent purchase using PayPal, and the experience was great. Reviewed on: 15th April 2026

Smooth as can be, use it everywhere

5
Smooth as can be, use it everywhere Reviewed on: 14th April 2026

Very good and very helpful thanks

5
Very good and very helpful thanks Reviewed on: 14th April 2026

Had a problem with a direct debit and PayPal where v...

5
Had a problem with a direct debit and PayPal where very quick to respond and solve the problem for me Reviewed on: 14th April 2026

So simple and easy to use, great customer service.

5
So simple and easy to use, great customer service. Best at what they do!! Reviewed on: 14th April 2026

So Easley to use with no worries security very good...

5
So Easley to use with no worries security very good and so easy to buy on line with pay pal back up if things go wrong Reviewed on: 14th April 2026

Very easy to use and simple.

5
Very easy to use and simple. A few clicks and you've paid Reviewed on: 14th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review