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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,220 reviews, last reviewed 14th Jun 2026
4020300% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Everything straightforward and easy to use Everything straightforward and easy to use Reviewed on: 14th June 2026
KennyD's avatar
KennyD

Latest lowest rating:

2

Error in payment A full payment was taken from my account rather than minimum - I called and spoke with someone on the day this happened, my account was set back to mi... Read more Reviewed on: 14th June 2026
Laura H's avatar
Laura H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138220)

Very pleased to use PayPal.

5
Very pleased to use PayPal. Not contacted customer services Reviewed on: 14th April 2026
Carol T's avatar
Carol T

PayPal credit enables me to spread the cost on highe...

5
PayPal credit enables me to spread the cost on higher value items for my home and my family, without using our budget for day to day living. Especially with daily expenses rising as they are doing! It's so easy to manage using the app, we never hesitate to use it, whilst keeping control of how much we owe. We always recommend using this method of payment to family and friends it's so helpful! Reviewed on: 14th April 2026
Carole R's avatar
Carole R

excellent service

5
good system, crest available is monitored well. Reviewed on: 14th April 2026
em's avatar
em

Best service for purchase and i highly recommended t...

5
Best service for purchase and i highly recommended to all my friends and family. Reviewed on: 14th April 2026
Tincuta P's avatar
Tincuta P

Accessible and able to use in so many places

5
Accessible and able to use in so many places Reviewed on: 14th April 2026
Kelly Booth's avatar
Kelly Booth

Its been positve so far.

5
Its been positve so far. No complaint Reviewed on: 14th April 2026
Grace A's avatar
Grace A

Paypal is easy to navigate,reasonable and great alte...

5
Paypal is easy to navigate,reasonable and great alternative to shop with peace of mind Reviewed on: 14th April 2026
Greg Logan's avatar
Greg Logan

Simply amazing.

5
Simply amazing. I love using it and collecting points Reviewed on: 14th April 2026
Faizaan M's avatar
Faizaan M

Easy borrow

5
Used pay for the first time when my loan was taking forever to be approved by my banks for years and they approved it instantly 4 months interest free and when i had a minor issue the advisor was so nice and quick to resolve the issue Reviewed on: 14th April 2026
Lane-David Msonza's avatar
Lane-David Msonza

I have always found PayPal credit an easy experience...

5
I have always found PayPal credit an easy experience and so convenient. It’s an affordable way to buy things Reviewed on: 14th April 2026
Anna C's avatar
Anna C

Review PayPal: PayPal Credit now

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