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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 73,177 reviews, last reviewed 17th Apr 2026
2062600% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't need to pay the full amount for shopping on... I don't need to pay the full amount for shopping online; this can be spread to 3 payments, which is more affordable. Reviewed on: 17th April 2026
Isa's avatar
Isa

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (73177)

Fantastic options

5
Borrowing from paypal has helped me with so many important projects and family matters I think I would count PayPal credit as not only a company but they are friends Too which will continue for sure Reviewed on: 8th July 2022
John wood 's avatar
John wood

Recommend by online purchases

5
Recommend by online spenders and safer way to pa for your goods Reviewed on: 8th July 2022
Chris Chapman's avatar
Chris Chapman

Moss

5
Is really helpful in times in needs Reviewed on: 8th July 2022
Moses Rigg-Stewart's avatar
Moses Rigg-Stewart

Easy and good

5
It’s easy and you can spread all costs with zero interest free. Reviewed on: 8th July 2022
Camila Fitzsimons's avatar
Camila Fitzsimons

Cool product

5
Fast and easy to use and very useful when you need quick credit and as well help building your credit score. Reviewed on: 8th July 2022
chukwudi david's avatar
chukwudi david

Good enough

3
Similar to other credit cards. Use the credit sensibly. Reviewed on: 8th July 2022
Neshan S's avatar
Neshan S

Credit feedback

3
I like that you can pay interest free for transaction over £100. Reviewed on: 8th July 2022
Arrun Greaves's avatar
Arrun Greaves

Cool product

4
Fast and easy to use and very convenient when you need it on the fly. Reviewed on: 8th July 2022
David Akuma's avatar
David Akuma

PayPal Really is your Pal

5
Absolutely outstanding customer service , products clearly defined and accessible , I would 100% recommend PayPal to everyone, get PayPal in your pocket and on your Smart Phone you will not regret the decision ***** Stars Reviewed on: 8th July 2022
Ally's avatar
Ally

Quick, easy convenient and good value

5
Good value interest rate and 0% for 4 months makes this convenient and good value. It’s really easy to use, the vendor doesn’t get any card details (so it’s more secure than a credit card) and most online retailers now accept paypal at checkout. Reviewed on: 8th July 2022
Dave Longman's avatar
Dave Longman

Review PayPal: PayPal Credit now

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