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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138078 reviews)

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4.73

Based on 138,078 reviews, last reviewed 14th Jun 2026

4013900% increase in 5 star reviews

in the past 90 days

11400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Pay in three is brilliant I think that pay in three is brilliant and excellent value as there are no extra charges. Reviewed on: 14th June 2026

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138078)

convenient access to credit, with free rewards.

convenient access to credit, with free rewards. whats not to like? Reviewed on: 14th April 2026

PayPal for the win!

Great finance arrangements easy to use the app Reviewed on: 14th April 2026

Easy and efficient.

Easy and efficient. No hassle and perfect everytime. Reviewed on: 14th April 2026

Everything is very professional and I had a problem...

Everything is very professional and I had a problem a few years ago and was sorted out without any problems Reviewed on: 14th April 2026

I use PayPal credit because its secure & so easy.

I use PayPal credit because its secure & so easy. I would highly recommend Reviewed on: 14th April 2026

great experience

great experience, helps out when special occasions come up and i might be struggling a bit financially at the time, paying things up really helps. Reviewed on: 14th April 2026

I always know what I have and how I have spent it an...

I always know what I have and how I have spent it and when there have been any disputes, they have always been quick to remedy the issue Reviewed on: 14th April 2026

Had PayPal for many years & always had an easy & goo...

Had PayPal for many years & always had an easy & good experience Reviewed on: 14th April 2026

Great payment method

It’s really good they offer interest free payments Reviewed on: 14th April 2026

Been using for years.

Been using for years. Reliable. Wish there was better notifications/reminder's but otherwise ok Reviewed on: 14th April 2026

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