Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76872)

Just helps me budget better and helps with some purc...

5
Just helps me budget better and helps with some purchases that come out if the blue. Reviewed on: 15th May 2024

Great easy way to budget bigger purchases

5
Great easy way to budget bigger purchases Reviewed on: 15th May 2024

Effortless Financing with PayPal Credit

5
I really appreciate PayPal Credit for its flexible financing options, particularly the zero-interest feature on early repayments for certain purchases. It makes managing finances easier and more predictable. Additionally, the simplicity of making payments just by using an email address enhances the overall convenience. This seamless integration into daily shopping without the hassle of entering card details each time is a huge plus. Highly recommended for those who value both security and ease of use. Reviewed on: 15th May 2024

Always reliable and easy never had a problem with Pa...

5
Always reliable and easy never had a problem with PayPal Reviewed on: 15th May 2024

Trust worthy and very helpful when desperate

5
Trust worthy and very helpful when desperate Reviewed on: 15th May 2024

Love having PayPal credit easy to use flexible payme...

5
Love having PayPal credit easy to use flexible payment options Reviewed on: 15th May 2024

Postive experience - no issues with customer service...

5
Postive experience - no issues with customer service - polite staff Reviewed on: 15th May 2024

Very good experience.

5
Very good experience. Good limit easy to pay. Reviewed on: 15th May 2024

Excellent as resolving issues with suppliers that do...

5
Excellent as resolving issues with suppliers that don’t fulfill orders. Easy to contact. Reviewed on: 15th May 2024

Quick good service, easy to use app and online

4
Quick good service, easy to use app and online Reviewed on: 15th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review