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PayPal: PayPal Credit reviews

4.73
Based on 138,040 reviews, last reviewed 14th Jun 2026
4012150% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best money app Always quick and easy to use. I always use it and always will. Reviewed on: 14th June 2026
Carl k's avatar
Carl k

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026
Florina M's avatar
Florina M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138040)

Very helpful customer service dealt with issues stra...

5
Very helpful customer service dealt with issues straight away, easy to use app and easy access to speak spending Reviewed on: 14th April 2026

Really efficient and convenient to use , easy to nav...

5
Really efficient and convenient to use , easy to navigate app Reviewed on: 14th April 2026

Very good in every department.

5
Very good in every department. Rates of interest are competitive Reviewed on: 14th April 2026

I have had a great experience using PayPal.

5
I have had a great experience using PayPal. It is very easy to use, secure, and fast for sending and receiving payments. The interface is user-friendly, and transactions are completed quickly without any hassle. I also feel confident about the safety of my money while using PayPal. Overall, it is a reliable and convenient payment platform that I would highly recommend to others. Reviewed on: 14th April 2026

PayPal gives me a splendid experience-it’s PayPal

5
Paying bills, shopping online / offline Reviewed on: 14th April 2026

10/10 would do again

5
Great way to pay for things as well as pay friends Reviewed on: 14th April 2026

Paypal is great, pay in 3, paypal credit and the poi...

5
Paypal is great, pay in 3, paypal credit and the points it is all excellent Reviewed on: 14th April 2026

Very god

5
Very good experience very good experience Reviewed on: 14th April 2026

Paypal is brillaint to use and flexible!

5
Paypal has always been very easy to use. I like how paypal protects their customers- and resolves any issues very quickly. I feel safe using PayPal! I like how you have different options in paying either in 3 installments, a lump sum or PayPal credit which is pay in 4 payments interest free! Reviewed on: 14th April 2026

Customer integrity first

5
Good people and well listen,good customer service support. Reviewed on: 14th April 2026

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