Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (76991)

Excellent zero percent offers across a wide range of...

5
Excellent zero percent offers across a wide range of business Reviewed on: 15th May 2024
Wayne s's avatar
Wayne s

Just love using PayPal give me more time to pay...

5
Just love using PayPal give me more time to pay back Reviewed on: 15th May 2024
Sid B's avatar
Sid B

Sometimes it is hard to understand the statements an...

4
Sometimes it is hard to understand the statements and knowing exactly what is still outstanding. Reviewed on: 15th May 2024
Hul1's avatar
Hul1

Great customer service helped me get back on track w...

5
Great customer service helped me get back on track with my finances. I would consider using PayPal again. Thank you PayPal for your help with my hard times! Reviewed on: 15th May 2024
Lewis Abram's avatar
Lewis Abram

Great Secure Service

5
I have used PayPal Credit a couple of times to help purchase items with a higher price tag. The system worked well, was secure, simple.to understand and the communication from PayPal about the payment plan and breakdown of costs was second to none. I felt confident using PayPal Credit, and it enabled me to purchase a holiday/short stay that otherwise would have been out of my price range. It also meant I could pay without hefty interest rates. I would definitely recommend it. Reviewed on: 15th May 2024
Rachel T's avatar
Rachel T

No worries easy transaction all the time

5
No worries easy transaction all the time Reviewed on: 15th May 2024
Ava De perio's avatar
Ava De perio

Great service, easy to use, very convenient!

5
Great service, easy to use, very convenient! I recommend it. Reviewed on: 15th May 2024
Mihaela C's avatar
Mihaela C

Credit experience

4
In overall it is smooth to use PayPal. 3 months 0%thm is a great one. But managing long term multiple credit repayments can be complex and confusing. You cannot choose what you want to pay off. Reviewed on: 15th May 2024
Joe 's avatar
Joe

You can buy everything with offers buy now pay in 4...

5
You can buy everything with offers buy now pay in 4 months Reviewed on: 15th May 2024
Elena F's avatar
Elena F

Great service to help spread the cost of larger purc...

5
Great service to help spread the cost of larger purchases or unexpected bills interest free! Reviewed on: 15th May 2024
Helen Topping 's avatar
Helen Topping

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill