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PayPal: PayPal Credit reviews

4.73
Based on 138,018 reviews, last reviewed 14th Jun 2026
4011200% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great way to Pay , I feel safe with... A great way to Pay , I feel safe with PayPal Reviewed on: 14th June 2026
Alison L's avatar
Alison L

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026
Florina M's avatar
Florina M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138018)

Very good excellence first service

5
Very good excellence first service Reviewed on: 14th April 2026

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4
Xxxx̌xxxxx hhfddxcvu human hu Reviewed on: 14th April 2026

Money matters

5
Easy account viewing and access to payments Reviewed on: 14th April 2026

I love everything about PayPal.

5
I love everything about PayPal. The options you have of paying, the rewards scheme and the security it offers against purchases. Reviewed on: 14th April 2026

Top notch

4
Excellent service, easy to use and set up Reviewed on: 14th April 2026

Easy to use the app and can use online at a majority...

5
Easy to use the app and can use online at a majority of stores Reviewed on: 14th April 2026

I find that making payments via PayPal very easy and...

5
I find that making payments via PayPal very easy and very secure and I’ve recommended PayPal on several occasions. Reviewed on: 14th April 2026

havin my paypal now on cards is amazing

5
havin my paypal credit account now on a phyiscal card and in my apple wallet has been amazing. And having a phyiscal card to access my debit account, means I have to move less money around. Reviewed on: 14th April 2026

PayPal allows me to buy things flexibly and afford t...

5
PayPal allows me to buy things flexibly and afford things when I need them. Reviewed on: 14th April 2026

Safe way to get paid and pay others

4
Like everything on offer but too difficult to change personal details and too difficult to contact customer support. Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review