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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Warranty

5
When you shop online and use PayPal you feel you are in safe hand . Reviewed on: 15th May 2024
Mousa T's avatar
Mousa T

I use the service regularly to help spread payments...

5
I use the service regularly to help spread payments and it is very clear and simple to use. Reviewed on: 15th May 2024
Andrea K's avatar
Andrea K

Allows Me To Be More Free With Electronics

5
Paypal Credit has allowed me to freely purchase expensive or valuable items that I would not be comfortable buying outright without the protections that come with Credit purchases. The 0% interest for the 4 months has allowed me the wiggle room to decide whether the item(s) are suitable for my needs and are in working order. Then fully paying the rest off before the 0% interest period ends. Reviewed on: 15th May 2024
J's avatar
J

All upfront, clear and easy

5
All upfront and clear, Everything was completely transparent and easy to understand, I just had to apply and then I was given a credit limit from which I can buy things with a clear monthly payment and its easy top pay extra to when I have it spare. Reviewed on: 15th May 2024
Lawrence R's avatar
Lawrence R

Professional and easy to learn

5
Professional and easy to learn.......... Reviewed on: 15th May 2024
Michal Lewandowski 's avatar
Michal Lewandowski

Never really had a problem and when I did was sorte...

5
Never really had a problem and when I did was sorted no problem Reviewed on: 15th May 2024
Rick H's avatar
Rick H

1 of the person credit company I have.

5
1 of the person credit company I have. Flexible, PAYMENT. Reviewed on: 15th May 2024
Jack b's avatar
Jack b

Brilliant just works what else can I say

5
Brilliant just works what else can I say Reviewed on: 15th May 2024
Chris B's avatar
Chris B

Excellent

5
So easy to use it's great. Credit was available straight away after I have applied and you can use it for most shops online Reviewed on: 15th May 2024
Simona Moni's avatar
Simona Moni

Excellent customer service

5
Never had a bad experience and any issues needing resolved customer service always there to help and resolve Reviewed on: 15th May 2024
Andrew 's avatar
Andrew

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