Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138002 reviews)

View other PayPal products

4.73

Based on 138,002 reviews, last reviewed 14th Jun 2026

4010600% increase in 5 star reviews

in the past 90 days

11400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use, with so many benefits. Easy to use, with so many benefits. Reviewed on: 14th June 2026

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (138002)

Pay pal is fantastic

Pay pal credit is excellent, it allows me to pay my bills in an affordable way. Brilliant system allows be to pay over 3 month, 4 month interest free or over a year.. superb Reviewed on: 14th April 2026

I've used PayPal for over 25 years, great all round...

I've used PayPal for over 25 years, great all round service and convenience. Reviewed on: 14th April 2026

Easy fast reliable and credit you can use and pay la...

Easy fast reliable and credit you can use and pay later . Reviewed on: 14th April 2026

excellent Customer service great product which they...

excellent Customer service great product which they had more monthly payment plans Reviewed on: 14th April 2026

PayPal Credit, what could be easier?

Very easy to use credit services with interest free options to help manage cash flow. High security gives peace of mind. Reviewed on: 14th April 2026

Ebay made easy

While using PayPal credit I have made numerous purchases and it works very well for me Reviewed on: 14th April 2026

I’ve had a really positive experience using PayPal.

I’ve had a really positive experience using PayPal. The platform is easy to use, secure, and gives you a lot of flexibility when it comes to managing payments. One feature I particularly appreciate is the option for 0% APR for 4 months, which makes larger purchases much more manageable without added pressure. It’s a great tool for spreading costs responsibly while still keeping everything straightforward. Overall, a reliable and convenient service that I’d definitely recommend. Reviewed on: 14th April 2026

It's perfect for quick access to 0% financing withou...

It's perfect for quick access to 0% financing without having to reapply. Reviewed on: 14th April 2026

Flexibility

It gives us more options when purchasing goods that you cannot afford to pay for in one go. Reviewed on: 14th April 2026

Works, no drama, 0 percent finance offers are pretty...

Works, no drama, 0 percent finance offers are pretty good. Only had one issue with an eBay payment that PayPal resolved fairly easily Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 69665 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub