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PayPal: PayPal Credit reviews

4.73
Based on 138,000 reviews, last reviewed 14th Jun 2026
4010500% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit Card Review. Excellent Experience I have been using PayPal Credit for the past few months, and my experience has been excellent. One of the biggest advantages is the 0% interest instal... Read more Reviewed on: 14th June 2026
Ahsan's avatar
Ahsan

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026
Florina M's avatar
Florina M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (138000)

Excellent Service

5
I feel secure when paying with my PayPal account they have excellent customer service and helpful if any problems with sellers. I would certainly recommend PayPal Reviewed on: 14th April 2026

Always happy with the service provided

5
Always happy with the service provided Reviewed on: 14th April 2026

4 month 0 interest rate is a life saver.

5
4 month 0 interest rate is a life saver. Reviewed on: 14th April 2026

PayPal Credit

5
Always great for a backup, have used it for years as a safety net for those expensive essentials to spread the cost. Customer service have always been great when iv called for help in paying off special things i have purchased on the interest free for three months. Reviewed on: 14th April 2026

Easy to use app and easy payment methods

5
Easy to use app and easy payment methods Reviewed on: 14th April 2026

Fast, save and easy process when purchasing items an...

5
Fast, save and easy process when purchasing items and also when needing to get a refund if anything goes wrong. Reviewed on: 14th April 2026

Easy to use and never any issues.

5
Easy to use and never any issues. What more could you ask for? Reviewed on: 14th April 2026

Never had any problems.

5
Never had any problems. Easy to follow processes and good website. Reviewed on: 14th April 2026

Reasons i use PayPal

5
Used PayPal for years, I'm confident as know its a secure payment. All the known shopping websites use PayPal as an option. I'd always recommend it to my friends due to the security of it. Easy to use . Reviewed on: 14th April 2026

Useful and easy , really very happy with PayPal

5
Useful and easy , really very happy with PayPal Reviewed on: 14th April 2026

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