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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (72904 reviews)

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4.90

Based on 72,904 reviews, last reviewed 17th Apr 2026

2036700% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I've used PayPal for many years. I've used PayPal for many years. I often get money back from purchases made through PayPal. It's really essential if you wish to see your old items fo... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Breaching FCA rules to force interest charges PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72904)

Yeah, it's helped out loads.

As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022

Great alternative payment method

A great way to spread the cost - feel safe and secure using PayPal credit for my payments Reviewed on: 8th July 2022

Flexible repayment options

Excellent customer service, easy to apply Reviewed on: 8th July 2022

PayPal credit

Always there when I need it and super easy to pay off in instalments! They always do deals for 0% interest on some purchases too. Reviewed on: 8th July 2022

Great experience .

Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022

First class service and provider

First class service and provider very easy to use and stay on top of . Reviewed on: 8th July 2022

Good service

Easily got it, and it helped the most Reviewed on: 8th July 2022

Excellent service in simple steps

PayPal Credit is the best way helping spread the cost of my purchase and giving me more time to enjoy summer moments with friends & family. Reviewed on: 8th July 2022

Easy to use

Easy to use, 4 months at 0% is perfect for me ans the app is very clear and easy to navigate Reviewed on: 8th July 2022

Great and flexible repayment plan

Absolutely flexible with 0% repayment for 4 months which helps to spread the cost across. Reviewed on: 8th July 2022

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