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PayPal: PayPal Credit reviews

4.73
Based on 137,975 reviews, last reviewed 13th Jun 2026
4009250% increase in 5 star reviews
in the past 90 days
11350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Super easy to use and the PayPal credit 4 month 0% i... Super easy to use and the PayPal credit 4 month 0% is a lifesaver when things are tight! Customer service sorted an issue where I changed my payment a... Read more Reviewed on: 13th June 2026
Jon Earp's avatar
Jon Earp

Latest lowest rating:

1

no rise in 15 years not good lll no rise in 15 years not good lll Reviewed on: 13th June 2026
joseph a's avatar
joseph a

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137975)

Excellent.

5
Excellent. Great experience using this facility Reviewed on: 14th April 2026

PayPal are great to deal with with great down to ear...

5
PayPal are great to deal with with great down to earth people sorting any issues. Reviewed on: 14th April 2026

So much easier when making purchases online with Pay...

5
So much easier when making purchases online with PayPal. Reviewed on: 14th April 2026

Excellent experience

5
PayPal Credit has and is an easy and excellent experience i found PayPal a god send Reviewed on: 14th April 2026

PayPal - all round excellent service

5
PayPal have been excellent in providing payback options and their customer service are always supportive and responsive to any queries or refund requests when needed Reviewed on: 14th April 2026

Easy to use and great ways to finance over short...

5
Easy to use and great ways to finance over short term Reviewed on: 14th April 2026

Easy to use for a large payment.

4
Easy to use for a large payment.The process for obtaining credit was quick and easy Reviewed on: 14th April 2026

Pay pal the best

5
Easy to use and easy to understand Reviewed on: 14th April 2026

Great service with great 0 interest options

5
Great service with great 0 interest options Reviewed on: 14th April 2026

Brilliant service

5
I've used PayPal for a few years now and recently started using PayPal credit, which has transformed my life. It's such a useful and flexible service and helps me manage my money and keeps my money safe. I highly recommend it to anyone. Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review