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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 122,030 reviews, last reviewed 8th Jun 2026
3284450% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and manage. Easy to use and manage. You know it’s accepted in most places too which is a bonus Reviewed on: 8th June 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (122030)

My experience with PayPal has always been very posit...

5
My experience with PayPal has always been very positive Reviewed on: 1st June 2025
Kevin R's avatar
Kevin R

Great app easy to understand.

5
Great app easy to understand. I would definitely recommend to my friends. Reviewed on: 1st June 2025
Maria B's avatar
Maria B

Really easy to receive credit

5
Really easy to receive credit & good reminders to let you know when money is due- takes financial pressure off Reviewed on: 1st June 2025
Susan Doyle's avatar
Susan Doyle

TKB’S REVIEW

5
With pay pall you know your money and account details are very secure if there are problems with you and any seller you acknowledge you could get your money back Reviewed on: 1st June 2025
TKB's avatar
TKB

Excellent credit service

5
I have had paypal for a number of years and also encouraged my children to register as soon as they were old enough to do so. Paypal credit is an easy way to buy an expensive item and split the cost over a few months. It makes budgeting easier. Reviewed on: 1st June 2025
Dawn Lewis's avatar
Dawn Lewis

The best way to pay.

5
I paid couple of times with PayPal credit, very satisfied, Use PayPal couple of years , never had any problems with It. Would recommend to my friends. Reviewed on: 1st June 2025
Sylwia S's avatar
Sylwia S

It's good, to buy something with ease, and confidence.

4
It's good, to buy something with ease, and confidence. But I'm better secure buying on my credit card. Reviewed on: 1st June 2025
Jay c's avatar
Jay c

Very convenient and easy to use.

5
Very convenient and easy to use. You are able to easily view your spending and your purchases are covered by credit card insurance thus reducing the risk of onloine purchasing. Reviewed on: 1st June 2025
Ian S's avatar
Ian S

Top tier and easy to use

5
Very easy to use for high price items. I would definitely recommend. The 0% interest for 4 months is also great. Reviewed on: 1st June 2025
Mike's avatar
Mike

Using paypal credit is really easy to use

5
Using paypal credit is really easy to use and keep a track of. This makes buying online easy and affordable allowing you to split up payments by month. Reviewed on: 1st June 2025
Ellen W's avatar
Ellen W

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