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PayPal: PayPal Credit reviews

4.90
Based on 72,904 reviews, last reviewed 17th Apr 2026
2036700% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for many years. I've used PayPal for many years. I often get money back from purchases made through PayPal. It's really essential if you wish to see your old items fo... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72904)

Easy to use, peace of mind

5
I was struggling financially and PayPal Credit turned out to be very helpful for my large, unexpected payments with great offers and fees Reviewed on: 8th July 2022

Great

4
PayPal has and still apart of my everyday life as it is more Secure and great customer service that always happy to help Reviewed on: 8th July 2022

Wouldnt be without it

5
Have used PayPal for years now and has always given me great security, customer service and great additional features Reviewed on: 8th July 2022

Credit card

5
Awesome! Allows you to pay instalments in a period of time interest free Reviewed on: 8th July 2022

Fast easy

5
Fast and easy approval, regular reminders to keep you up to date and no issues Reviewed on: 8th July 2022

Absolutely love PayPal , so handy!

5
I have used them for a few months now and absolutely love the way it works Reviewed on: 8th July 2022

Best credit lender

5
Easy way, comfortable and secured access Reviewed on: 8th July 2022

Brilliant, helpful all round.

5
PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022

Great!!!

5
Very helpful with payment and very easy to use Reviewed on: 8th July 2022

Reliable,

5
I have only positive experience with paypal in all areas Reviewed on: 8th July 2022

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