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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121913 reviews)

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4.74

Based on 121,913 reviews, last reviewed 8th Jun 2026

3278850% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good service and easy to use and allows you to pay t... Good service and easy to use and allows you to pay things of im smaller amounts at a time. Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121913)

Very straightforward and easy to use

Very straightforward and easy to use Reviewed on: 31st May 2025

Paypal have been absolutely brilliant for everything...

Paypal have been absolutely brilliant for everything, from credit to payments, even when clawing back money from bad online sellers. flawless. Reviewed on: 31st May 2025

Excellent service very easy to use

Excellent service very easy to use Reviewed on: 31st May 2025

Irs easy to pay with paypal as its like having cash...

Irs easy to pay with paypal as its like having cash in my hand Reviewed on: 31st May 2025

Very good and reliable and helpful

Very good and reliable and helpful Reviewed on: 31st May 2025

Easy and flexible finance

Easy and flexible finance for items costing a little bit more than average soend Reviewed on: 31st May 2025

I'm really enjoying the freedom of paypal credit can...

I'm really enjoying the freedom of paypal credit can't fault them the online shopping side of it is fantastic Reviewed on: 31st May 2025

Good overall although the credit balance is confusing.

Good overall although the credit balance is confusing. Reviewed on: 31st May 2025

Paypal is a great service.

Paypal is a great service. Easy and reliable, would recommend to everyone. You can keep track of what you spent where, as well as set automatic payment sources. Reviewed on: 31st May 2025

I'm very happy with PayPall services.

I'm very happy with PayPall services. Reviewed on: 31st May 2025

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