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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,977 reviews, last reviewed 17th Apr 2026
2043600% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access account. Easy to use and access account. Great you can get a virtual card Reviewed on: 17th April 2026
Megan R's avatar
Megan R

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (72977)

Yes

5
All good evening OK and thanks pay pal credit thanks good Reviewed on: 8th July 2022
ARD Kiam's avatar
ARD Kiam

It's just so convenient

5
PayPal credit for me is perfect Being that everyone is feeling the credit crunch for increasing cost of living I feel at ease knowing I can purchase essentials using PayPal credit And just pay it back the next month, Better than a credit card that I feel punishes you for using it Thank you PayPal for making like that little bit more stress free Reviewed on: 8th July 2022
Its_Ezlan's avatar
Its_Ezlan

I like credit card

5
perfect product! I like this one. Reviewed on: 8th July 2022
Freddy Vaca's avatar
Freddy Vaca

PayPal credit

5
Very easy to use and makes spending easier Reviewed on: 8th July 2022
Banz 's avatar
Banz

PayPal credit

5
Simple to use & easy to manage. Reviewed on: 8th July 2022
JC's avatar
JC

Really impressed

5
You have 4 months to pay off purchase. Great service from PayPal as always Reviewed on: 8th July 2022
megan-neale@hotmail.co.uk's avatar
[email protected]

Easy to use and wide availability.

5
Great way to budget and make purchases with no interest Reviewed on: 8th July 2022
Koukalala's avatar
Koukalala

Happy

5
Quick and easy process to pay for everything Reviewed on: 8th July 2022
Przemek's avatar
Przemek

Good product

5
Good interest rates and offer, many retailers accept paypal . Reviewed on: 8th July 2022
Valentin Negrut's avatar
Valentin Negrut

Peace of Mind

5
Peace of mind all your purchases are safe, secure and protected. Future Technology we can’t live without in today’s world. Reviewed on: 8th July 2022
Judy Horrocks's avatar
Judy Horrocks

Review PayPal: PayPal Credit now

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